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Regular Contributor
Posts: 110
Registered: ‎03-12-2013
0

Discover & GE CLI

i have banana republic visa card for 5 months and decided to call GE capital underwriter, the process was smooooooth....requested CLI from 3500 to 7000...approved right away without asking for the reason....average montly usage about $800

 

Feeling lucky and decided to call the number back on the Discover card for CLI. I asked from 5500 to 8000....and have to explain why i needed for CLI....all the provided information went thru automatic system, they increased my new credit line to 6000 ($500 increased). She said they will check my account periodly for auto increase....i have the card for 6 months and average montly usage about $1000

 

Have my barclay reward card for 6 months with CL $1000...afraid to call for CLI because it will be a HP? well probably just wait for auto increase...

Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Discover & GE CLI

grats on the CLI!

 

As for Barclays, they review accounts every 6 months. If you had opened other new accounts around the same time you got the card from them, it's best not to call them and lay low for now.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Community Leader
Senior Contributor
Posts: 27,327
Registered: ‎02-07-2013
0

Re: Discover & GE CLI


vAirGo7 wrote:

i have banana republic visa card for 5 months and decided to call GE capital underwriter, the process was smooooooth....requested CLI from 3500 to 7000...approved right away without asking for the reason....average montly usage about $800

 

Feeling lucky and decided to call the number back on the Discover card for CLI. I asked from 5500 to 8000....and have to explain why i needed for CLI....all the provided information went thru automatic system, they increased my new credit line to 6000 ($500 increased). She said they will check my account periodly for auto increase....i have the card for 6 months and average montly usage about $1000

 

Have my barclay reward card for 6 months with CL $1000...afraid to call for CLI because it will be a HP? well probably just wait for auto increase...


Congrats on your CLI 

+ Chase ink =




Valued Contributor
Posts: 1,213
Registered: ‎02-03-2013
0

Re: Discover & GE CLI

Congrats on the bumps!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 752 EQ 749 EX 757 Last Update 3/2015
Garden Club 04/10/2013 (Goal 2015 or Longer)



Valued Contributor
Posts: 2,056
Registered: ‎06-16-2012
0

Re: Discover & GE CLI


vAirGo7 wrote:

i have banana republic visa card for 5 months and decided to call GE capital underwriter, the process was smooooooth....requested CLI from 3500 to 7000...approved right away without asking for the reason....average montly usage about $800

 

Feeling lucky and decided to call the number back on the Discover card for CLI. I asked from 5500 to 8000....and have to explain why i needed for CLI....all the provided information went thru automatic system, they increased my new credit line to 6000 ($500 increased). She said they will check my account periodly for auto increase....i have the card for 6 months and average montly usage about $1000

 

Have my barclay reward card for 6 months with CL $1000...afraid to call for CLI because it will be a HP? well probably just wait for auto increase...



vAirGo7 wrote:

i have banana republic visa card for 5 months and decided to call GE capital underwriter, the process was smooooooth....requested CLI from 3500 to 7000...approved right away without asking for the reason....average montly usage about $800

 

Feeling lucky and decided to call the number back on the Discover card for CLI. I asked from 5500 to 8000....and have to explain why i needed for CLI....all the provided information went thru automatic system, they increased my new credit line to 6000 ($500 increased). She said they will check my account periodly for auto increase....i have the card for 6 months and average montly usage about $1000

 

Have my barclay reward card for 6 months with CL $1000...afraid to call for CLI because it will be a HP? well probably just wait for auto increase...


Yay!...grats on the increases!!!

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Valued Contributor
Posts: 1,437
Registered: ‎08-07-2007
0

Re: Discover & GE CLI

Congrats!!
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