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Discover came through....LIKE A BOSS

Frequent Contributor

Discover came through....LIKE A BOSS

So, I was sitting here posting on myfico on my iPhone and I get a email notification subject line states regarding your credit limit. My heart sinks and I think they credit line decrease me because I haven't used the card in forever because the limit has been stuck at $1250 forEVER! I used it once last month to purchase a phone for my brother to get some cash back and PIF within days and before the statement cut. Prior to that the last time I used the card was last year to purchase some things for my dads service. I got tired of heavy use and nothing. I went for a HP back then and no dice and since the vowed not to not ask again.

Long story short the email said they Auto CLI me to $6300! And increase of $5050!! They've just found their place back in my wallet.

LS buddy! Wherever you're at because we were in the same boat with discover... There is hope!

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Message 1 of 15
14 REPLIES
Established Contributor

Re: Discover came through....LIKE A BOSS

Congrats!  That's one heck of an auto cli for Discover! Time to use again.

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 2 of 15
Super Contributor

Re: Discover came through....LIKE A BOSS

Congrats for the auto luv 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 15
Moderator Emerita

Re: Discover came through....LIKE A BOSS

Message 4 of 15
New Contributor

Re: Discover came through....LIKE A BOSS

WOW!!! Awesome!! Congrats!
Message 5 of 15
Valued Contributor

Re: Discover came through....LIKE A BOSS

Wow LS will be proud.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 6 of 15
Frequent Contributor

Re: Discover came through....LIKE A BOSS

I'm totally excited about this. So much so that I just requested the New York skyline IT card.

Now just need to figure out what to do with my freedom card that has been stuck at $2200 for a while.


Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


Take the FICO Fitness Challenge
Message 7 of 15
Moderator Emerita

Re: Discover came through....LIKE A BOSS

I really like my NY Discover- sure you'll like yours better now. Lol
Message 8 of 15
Established Contributor

Re: Discover came through....LIKE A BOSS

Dang! Congrats! I'm hoping to receive a CLI from Chase for my CSP and Freedom. I had both for about 3 months since March, and I JUST paid both cards off from a 2k balance and a 1300 balance. So I'm hoping they'll increase my CL. AT LEAST increase my Freedom to be above 5k so I can request the Visa Sig.

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 9 of 15
Established Contributor

Re: Discover came through....LIKE A BOSS

Nice... Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 10 of 15