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Valued Contributor
Posts: 1,437
Registered: ‎08-07-2007
0

Discover it Approval

Approved for this beauty a few weeks ago. They pulled Equifax which was a 671. $1,500 CL and 20.99% APR. I was declined by Discover this time last year and decided to try again. Got the 30 day message and they called me the very next day. Chatted with a CSR for a minute or two and was welcomed to the family!! APR is not the most desirable but I'm sure I'll be able to get that worked down over time.
New Member
Posts: 32
Registered: ‎03-07-2013
0

Re: Discover it Approval

Congrats! I just got approved today Smiley Very Happy

Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: Discover it Approval

Congrats!!  Thats a good starting point with them. Smiley Happy


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Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Discover it Approval

Congrats!!!!:-)
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Frequent Contributor
Posts: 455
Registered: ‎06-08-2008
0

Re: Discover it Approval

Discover is good like that, first they deny you, then you try again, but since they denied you the first time, that could mean you weren't ready for the "prime" interest rate but they will give you a card.

 

That is what they did to me, denied a few times, applied then "the talk", approved with a high interest rate but over time, i have recieved numerous CLI so now I have a sweet CL. 

 

Welcome to the club. 

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Discover it Approval

Senior Contributor
Posts: 7,682
Registered: ‎01-05-2013
0

Re: Discover it Approval

Congrats and enjoy!

Community Leader
Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
0

Re: Discover it Approval


SpecFile wrote:
Approved for this beauty a few weeks ago. They pulled Equifax which was a 671. $1,500 CL and 20.99% APR. I was declined by Discover this time last year and decided to try again. Got the 30 day message and they called me the very next day. Chatted with a CSR for a minute or two and was welcomed to the family!! APR is not the most desirable but I'm sure I'll be able to get that worked down over time.

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Discover it Approval

Yay! Congrats!
Gardening Since: March 4, 2013.
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Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Discover it Approval

CONGRATS!!!!



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