Reply
Valued Contributor
Posts: 1,383
Registered: ‎08-07-2007
0

Discover it Approval

Approved for this beauty a few weeks ago. They pulled Equifax which was a 671. $1,500 CL and 20.99% APR. I was declined by Discover this time last year and decided to try again. Got the 30 day message and they called me the very next day. Chatted with a CSR for a minute or two and was welcomed to the family!! APR is not the most desirable but I'm sure I'll be able to get that worked down over time.
New Member
Posts: 32
Registered: ‎03-07-2013
0

Re: Discover it Approval

Congrats! I just got approved today :smileyvery-happy:

Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: Discover it Approval

Congrats!!  Thats a good starting point with them. :smileyhappy:


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Discover it Approval

Congrats!!!!:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 455
Registered: ‎06-08-2008
0

Re: Discover it Approval

Discover is good like that, first they deny you, then you try again, but since they denied you the first time, that could mean you weren't ready for the "prime" interest rate but they will give you a card.

 

That is what they did to me, denied a few times, applied then "the talk", approved with a high interest rate but over time, i have recieved numerous CLI so now I have a sweet CL. 

 

Welcome to the club. 

Moderator
Posts: 26,770
Registered: ‎09-13-2012
0

Re: Discover it Approval

Senior Contributor
Posts: 6,970
Registered: ‎01-05-2013
0

Re: Discover it Approval

Congrats and enjoy!

Community Leader
Senior Contributor
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Discover it Approval


SpecFile wrote:
Approved for this beauty a few weeks ago. They pulled Equifax which was a 671. $1,500 CL and 20.99% APR. I was declined by Discover this time last year and decided to try again. Got the 30 day message and they called me the very next day. Chatted with a CSR for a minute or two and was welcomed to the family!! APR is not the most desirable but I'm sure I'll be able to get that worked down over time.

Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Established Contributor
Posts: 591
Registered: ‎05-05-2012
0

Re: Discover it Approval

Yay! Congrats!
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Discover it Approval

CONGRATS!!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}