Credit Card Center Advertiser Disclosure†
03-20-2013 09:50 PM
Congrats! I just got approved today
Just got mine yesterday (4 days after approval). It is a neat looking card. But, the most impressed I have been in years of talking to any type of customer service is when I called to activate IT. Pure English and wanted to make sure I knew how the rewards sytem worked and that they are there 24 hours a day for any assistance.
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15
03-21-2013 09:55 AM
quick tip: discover has 5% cashback at best buy if you order online (from discover website). I always order online and choose store pickup, thats almost the same as buying from store but gets me 5% back.
03-21-2013 10:18 AM
Approved for this beauty a few weeks ago. They pulled Equifax which was a 671. $1,500 CL and 20.99% APR. I was declined by Discover this time last year and decided to try again. Got the 30 day message and they called me the very next day. Chatted with a CSR for a minute or two and was welcomed to the family!! APR is not the most desirable but I'm sure I'll be able to get that worked down over time.
Question...did you have any baddies? I have a 677 but have three baddies, a C/O and two paid collections from 2006. I was denied last year with a score of 671 and more baddies....I was wondering if I had a chance in hell? lol.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.