I got approved on Friday for only $1k. I called afterwards and ask them to add a BT amount of $2k and CL went up to $4k. I then called back and requested to cancel the $2k BT and replace it with a BT of $3k and CL remainded the same.
I guess it is possible to get a CLI by trying to add a BT higher than your CL. I ended up canceling the BT as I didn’t need it afterwards. So my card will arrive on the mail in 5 days with a $4k CL. I did this to merge both of my cards in the future to make it a $10k Discover It CC. My goal is to have all my cards at $5k or more.
Slowly but surely.
- Over 20 inquiries between all 3 bureaus in the past 24 months
- Bk d/c on 10/2010
- About 8 new accounts in the last 24 months
- Current scores in the 720s across the board
- UTL 4% on one card (BT)
- No other debt
Congratulations on the approval!!
Congrats.. Very interesting DP about the BT.. Seems like they might like a piece of in-debtness BT fee and possibly willing to see more money made hence a higher limit? Usually Discover will recon on a 1k Approval to 1.25k ask me how I know.. :/.. Granted higher now, but still my 2nd lowest limit card and I use it for a pretty decent amount each month due to double cash back
Nice trick on the BT transfer, worked out well!
Congrats on the Disco approval, and great work getting an increase off the bat
Congrats on your new card and nice trick by the way on the BT hehe ... ill try that next time