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I am so incredibly happy and thankful to Discover.
I requested a credit line increase online with Discover and was denied. After reading on the forums, I wasn't sure how it would go. Called the recon number and answered a couple of questions and was given an CLI!
Stats:
Member since 2001
Initial CL: $1300
CL until today: $1800
CL as of today: $2750
CS: 580
HP
I know this isn't a huge increase, but it's now my highest CL, and considering that it's been at $1800 for over 7 years, I'm happy with the outcome. I went through a super rough patch last year...had SL's with 90day lates and an old collection.
when you do it online is it a hard pull?
No, the online request was soft....the recon was hard.
Congrats! You've been with them long enough that they ought to show you some love. lol Otherwise, I'd be like "I'm outta here!!".
@aurelie00 wrote:No, the online request was soft....the recon was hard.
ok thanks
Congrats! You deserved the CLI based on your history with Discover.
Wow, you give me hope. Ive been with them since 2004 and have never been increased, still at $700!
@determinedchick wrote:Wow, you give me hope. Ive been with them since 2004 and have never been increased, still at $700!
$700 since 2004???? I would be calling in and requesting a CLI now! That is provided you've paid them well and don't have any recent baddies.