Credit Card Center Advertiser Disclosure†
07-28-2013 06:38 PM
they were just hoping to get some publicity on myficoforums.
07-28-2013 07:15 PM
As youngandcreditworthy said, it does seem they offer CLIs in/at small/frequent intervals. I had my card for 3 months when they raised it from $3000 to $3750, then at the 6 month mark I was denied an online CLI (SP only), but at the next statement they auto-CLI'd me another $750 to $4500. I called them at the 10 month mark and asked for a CLI with a HP - they increased me at that time up to $10,000. So, don't give up on the HP as an option if you really want the increase.
07-29-2013 04:54 AM
I got denied for a soft increase, no letter giving the reason. It sounds like you got a $250 auto-CLI even though the customer initiated one was rejected. That's what I'm hoping for, Discover is really a big joke though. 10% of the limits of Amex...
07-29-2013 07:29 AM
There is no real logic to Discover's CLI. From he longest time, I read they were stingy and I was stuck at $6500 until they gave me a good CL with a SP. Just like any other lenders who have no method to their madness.
Some people rave about CITI and Penfed, I cant even get a card from either of them for the life of me.
07-30-2013 01:23 PM
the real question is why have you not PC'd that More to an IT?
Haha...I was thinking the same!
Why would I lose the awesome selection of card designs?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.