Credit Cards Center Credit cards from our partners
Reply
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: Discover's perplexing credit limit increase


oscar_actuary wrote:

they were just hoping to get some publicity on myficoforums.

 


Nice one!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: Discover's perplexing credit limit increase

As youngandcreditworthy said, it does seem they offer CLIs in/at small/frequent intervals.  I had my card for 3 months when they raised it from $3000 to $3750, then at the 6 month mark I was denied an online CLI (SP only), but at the next statement they auto-CLI'd me another $750 to $4500.  I called them at the 10 month mark and asked for a CLI with a HP - they increased me at that time up to $10,000.  So, don't give up on the HP as an option if you really want the increase. 


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
Posts: 1,419
Registered: ‎01-14-2009
0

Re: Discover's perplexing credit limit increase


oscar_actuary wrote:

they were just hoping to get some publicity on myficoforums.

 


It worked! Smiley LOL

Established Contributor
Posts: 731
Registered: ‎08-12-2011
0

Re: Discover's perplexing credit limit increase

the real question is why have you not PC'd that More to an IT? 

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Discover's perplexing credit limit increase

Established Contributor
Posts: 661
Registered: ‎12-21-2012
0

Re: Discover's perplexing credit limit increase

I got denied for a soft increase, no letter giving the reason. It sounds like you got a $250 auto-CLI even though the customer initiated one was rejected. That's what I'm hoping for, Discover is really a big joke though. 10% of the limits of Amex...

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £2,500; Bank of America Travel Rewards - $5,000; Barclaycard Arrival+ - $5,000; Citi Forward - $5,800; Discover It - $5,500; HSBC Platinum with Rewards - $5,000
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
0

Re: Discover's perplexing credit limit increase

There is no real logic to Discover's CLI. From he longest time, I read they were stingy and I was stuck at $6500 until they gave me a good CL with a SP. Just like any other lenders who have no method to their madness.

 

Some people rave about CITI and Penfed, I cant even get a card from either of them for the life of me.




Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: Discover's perplexing credit limit increase


bahbahd wrote:

the real question is why have you not PC'd that More to an IT? 


 


09Lexie wrote:
Haha...I was thinking the same!

Why would I lose the awesome selection of card designs? Smiley Wink

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.