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Discover soft pull CLI

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gdale6
Moderator Emeritus

Re: Discover soft pull CLI

Congrats on your CLI Smiley Happy

Message 11 of 13
SweetCandy73
Established Member

Re: Discover soft pull CLI

Congrats!!!  I'm approaching my 90 day with Discover opened at the end of Dec 2013. I'm definitely hoping for a SP CLI too. :-) 

One Day at a Time
Message 12 of 13
-Wade-
Valued Contributor

Re: Discover soft pull CLI


@LisaJ wrote:

It's been 90 days since my last CLI, and I have new accounts that haven't posted yet, so decided to play with the luv button before they do. I was approved for a $4000 CLI- from $8000.  So, new CL of $12000. No HP needed.

 

I went back and forth before settling on that number...nearly asked for $2000 instead, but glad I went for the higher amount. My highest reporting card right now is an 11k BCP, so I figured they might try to match it. I almost asked for 7k- my new Chase DIsney (my highest CL at $15k)  isn't reporting yet, though, and I really didn't want to risk a HP.

 

As a data point, I rarely use my Discover card, and usually PIF. I've had it for about a year and started with a $4000 limit, which I had to HP  to be approved for a $4000 increase in December.

 

I used balance transfer as the reason, though I am not sure I will need to use it. None of the reasons really fit, so I went with that one.

 

Discover has been pretty good to me.  With the 5% categories, I've actually made money off of them this year.


Congrats on your SP CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 13 of 13
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