06-05-2013 10:55 AM
Did you go ahead and fill out your app? Since you can call the recon line yourself if needed? Ive read in multiple forums that if they were going to decline your CLI they would do it automatically when you apply for it. Since you got past that part it really just seems as they want a rep to review the app because of the large amount your requesting.
I did it through the web form. I've asked my wife to call in to look into it, since it's her card we're talking about. I haven't done it with my own...I'll probably call in directly for that but I can't now since I'm in meetings all day.
06-05-2013 05:34 PM
06-05-2013 06:27 PM
Cross my finger for you two......
06-06-2013 08:50 PM
06-11-2013 04:08 AM
06-11-2013 07:43 AM
You must be on pins and needles...keep us posted....
06-14-2013 07:31 AM
What ended up happening??
06-14-2013 07:47 AM
An update...we got the notice in the mail of the rejection and why. In this case it was something I could have prevented but didn't consider. Last month my wife and I made an error where we accidentally paid one of our bills twice...in this case a very large tuition bill for my daughter's school. Since we couldn't back out the second payment, my wife and I decided to pay our BCP cards for the minimum payment and then catch up this month when we didn't have to pay the tuition bill. We caught up with the Aamex BCPs and paid them in full last week. But that was enough to flag us (or at least her) at Amex as someone whom they wouldn't normally do a CLI for, despite the fact we were never late paying anything.
This probably doesn't come up too often around here since most people get their BCE/BCP cards and do a CLI within 61 days...not enough time to charge anything significant. But my wife and I use ours for some pretty sizable food bills ($2k last month) so we got caught behind the 8-ball when we goofed on the other like sized payment. Amex is reconsidering the request now and we should know more today.
What about the CLI for your card? Did you ask for the 40K?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.