So Im a military veteran with not so good credit because of the younger version me. No big deal, towards the end of my military enlistment I wanted to start fixing my credit.
I was around the mid 500s, like around 580ish or so. Military has cool programs to help you along to fix your credit to buy a house. So I was working a rep to fix my credit. She advised to lower the balance on my current open revoling account. I did and also opened a secured card to help it out. Little by little points started to accumulate and ended up around the high 590-600. Im like sweet few more months ill have enough credit for the VA home loan offer. She advised if I really wanted to speed up process to pay off my charged off acounts. I have I believe 4 charge off with balance and 1 closed with 0 balance. I said ok cool ill work on that call them and see if they can offer me a lower settlement. Fast fowards few months emergencies started popping up here and there and that was delayed.
EQ bank score Auto
v8: 616 604
v5: 627 621
T bank score Auto
v8: 613 603
EX bank score Auto
v8: 588 575
v3: 607 v2: 629
Thank for your service and big congrats on the car and card approvals. NFCU is great. I've been a member for a very long time and they are by far the best CU in my opinion. Great job on the rebuilding and I wish you continued good luck and success with your home buying.
Congratulations and thank you for protecting our great country!
It's very nice to hear of your learning and success, and your service to our country and families is much appreciated.
Congratulations on your progress and on your approvals!