03-10-2017 01:04 PM
So Im a military veteran with not so good credit because of the younger version me. No big deal, towards the end of my military enlistment I wanted to start fixing my credit.
I was around the mid 500s, like around 580ish or so. Military has cool programs to help you along to fix your credit to buy a house. So I was working a rep to fix my credit. She advised to lower the balance on my current open revoling account. I did and also opened a secured card to help it out. Little by little points started to accumulate and ended up around the high 590-600. Im like sweet few more months ill have enough credit for the VA home loan offer. She advised if I really wanted to speed up process to pay off my charged off acounts. I have I believe 4 charge off with balance and 1 closed with 0 balance. I said ok cool ill work on that call them and see if they can offer me a lower settlement. Fast fowards few months emergencies started popping up here and there and that was delayed.
EQ bank score Auto
v8: 616 604
v5: 627 621
T bank score Auto
v8: 613 603
EX bank score Auto
v8: 588 575
v3: 607 v2: 629
03-10-2017 01:12 PM
Thank for your service and big congrats on the car and card approvals. NFCU is great. I've been a member for a very long time and they are by far the best CU in my opinion. Great job on the rebuilding and I wish you continued good luck and success with your home buying.
03-10-2017 01:57 PM
03-10-2017 05:53 PM
Congratulations and thank you for protecting our great country!
03-10-2017 08:05 PM
03-11-2017 04:09 AM
It's very nice to hear of your learning and success, and your service to our country and families is much appreciated.
Congratulations on your progress and on your approvals!
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