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Duck card help!

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Bcode
New Visitor

Duck card help!

Hi everyone! I'm a long time lurker and I've been reading this site avidly for a few months.
I was hoping someone could tell me what this means? I applied for the duck card this morning, noticed that they pulled my EQ report inspite of me having a FA so I called them. The rep mentioned that she could see a FA and would call me back on the number listed so she did. She then proceeded to ask me to verify 2 items on my CR along with my address and told me that I would get something in the mail. I asked if I was approved or declined and she said that I would either get my card r a decline letter in the mail.

Is there no way to tell if I've been approved?? Or do you guys think I've been declined?
Message 1 of 31
30 REPLIES 30
MC9199
Valued Member

Re: Duck card help!

Just a guess, the rep may not have the authority to make a decision with a fraud alert on the report, so the decsion may require the involvement of someone more senior. I don't think there is a way to check status other than wait.

Gardening at least until April 30 2014--
FICO: 695 (as of 3/27/2014; M&T Bank Beacon 5.0 EQ FICO) | BK 7 Discharged April 2010 | Current Lines: OCCU Duck Visa $12,000 (1% util, opened 10/2013) | Alliant FCU Platinum Visa, $15,000 (5% util, opened 5/2013) | Barclays iTunes Visa $6000 ( 1% util, opened 11/2011) | Best Buy MC $800 (0% util, opened 5/2010 | M&T Bank Checking Overdraft LOC $500 (0% util, opened 1/2007)

Most recent scores (March 26 2014): EQ 701 | EX 751 | TU 705
Message 2 of 31
coldnmn
Mega Contributor

Re: Duck card help!

With the FA on your report and now they have verified it's you. It more then likely has to be reviewed before giving you a yes or no.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 31
FinStar
Moderator Emeritus

Re: Duck card help!


@coldnmn wrote:

With the FA on your report and now they have verified it's you. It more then likely has to be reviewed before giving you a yes or no.


+1

 

Just wait for the standard review process to take its course.  AFAIK, they do not have a reconsideration channel or analyst that you can talk to unlike NFCU, Barclay's, Chase, BOA or even Citi.

Message 4 of 31
Bcode
New Visitor

Re: Duck card help!

I called for status. Approved 20K
Message 5 of 31
MC9199
Valued Member

Re: Duck card help!

Nice! :-)
Gardening at least until April 30 2014--
FICO: 695 (as of 3/27/2014; M&T Bank Beacon 5.0 EQ FICO) | BK 7 Discharged April 2010 | Current Lines: OCCU Duck Visa $12,000 (1% util, opened 10/2013) | Alliant FCU Platinum Visa, $15,000 (5% util, opened 5/2013) | Barclays iTunes Visa $6000 ( 1% util, opened 11/2011) | Best Buy MC $800 (0% util, opened 5/2010 | M&T Bank Checking Overdraft LOC $500 (0% util, opened 1/2007)

Most recent scores (March 26 2014): EQ 701 | EX 751 | TU 705
Message 6 of 31
JustinNguyen
Contributor

Re: Duck card help!

what number did you call for status?

Message 7 of 31
JustinNguyen
Contributor

Re: Duck card help!

never mind i just called and approved for 15k

Message 8 of 31
B335is
Moderator Emeritus

Re: Duck card help!

Congrats to both of you!

Message 9 of 31
Guebin
New Member

Re: Duck card help!

What's the number u guys used for the status ?
Message 10 of 31
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