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Established Contributor
Posts: 697
Registered: ‎03-16-2012
0

EXPRESS store card pre approval

Hi, i got a preapproval pop up while checking out on express.com and got the 7-10 day message. Does this mean I got denied? Will this be a soft or hard pull? And which bureau do they usually pull? I am currently rebuilding and recently got approved for a walmart and chevron gas card.

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Contributor
Posts: 726
Registered: ‎05-12-2012
0

Re: EXPRESS store card pre approval

The pre-approvals that pop up on any WFNNB backed store site are always a soft pull.  I actually received the same kind of deal when pre-approved for The Buckle store card.  But after 3 recon attempts I was finally granted approval.  So don't give up.  7-10 doesn't necessarily mean denial.


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Established Contributor
Posts: 697
Registered: ‎03-16-2012
0

Re: EXPRESS store card pre approval

I got a 7-10 day message as well on chase freedom a few months ago and reconned 4 times with no luck :smileyfrustrated: .. only ones i had luck on were my walmart card with $500 CL and chevron gas card with $400 CL.... and also another CAPONE with $500 CL that I got approved on last march (my second one).. am just hoping I can get a mixed of different cards to rebuild and I do love to shop at express.... I can't stop applying ..... :smileysad:


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Established Member
Posts: 19
Registered: ‎12-26-2012
0

Re: EXPRESS store card pre approval

is there a recon number I can call for Express? I tried calling the actual card number and the help number online but no luck. TIA


Starting Score: EQ 566, TU 540, EX 607 (Lender Pulls 5/24/12)
Current Score:
EQ 607, TU 637, EX 634 (04/30/13 Lender Pull)
Goal Score:
700+ across the board


Gordon's - $1200, Buckle - $1140, Capital One Secured - $750, Victoria's Secret - $680, Walmart - $200

Take the myFICO Fitness Challenge

Valued Contributor
Posts: 1,936
Registered: ‎03-30-2012
0

Re: EXPRESS store card pre approval

When they pre-approved me, they did the SP on EQ.

 

You should be able to get it....try calling customer service and then getting to an operator. I used 1-800-201-4955

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Established Member
Posts: 19
Registered: ‎12-26-2012
0

Re: EXPRESS store card pre approval

Thanks!! I called but they said they didnt have anything on file for me and told me to try again. I know its only a soft pull but not sure if I should wait or not. I was approved a month ago for a Buckle and Victoria's Secret card so I thought this would be an easy card for me


Starting Score: EQ 566, TU 540, EX 607 (Lender Pulls 5/24/12)
Current Score:
EQ 607, TU 637, EX 634 (04/30/13 Lender Pull)
Goal Score:
700+ across the board


Gordon's - $1200, Buckle - $1140, Capital One Secured - $750, Victoria's Secret - $680, Walmart - $200

Take the myFICO Fitness Challenge

Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: EXPRESS store card pre approval

[ Edited ]

For the first time ever this trick worked for me with this store. I wanted to accept it but then i remember ive never shopped there before.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 1,936
Registered: ‎03-30-2012
0

Re: EXPRESS store card pre approval


kp1211 wrote:

Thanks!! I called but they said they didnt have anything on file for me and told me to try again. I know its only a soft pull but not sure if I should wait or not. I was approved a month ago for a Buckle and Victoria's Secret card so I thought this would be an easy card for me


Have you tried to see if the pre-approval came back up again?

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
0

Re: EXPRESS store card pre approval


kp1211 wrote:

Thanks!! I called but they said they didnt have anything on file for me and told me to try again. I know its only a soft pull but not sure if I should wait or not. I was approved a month ago for a Buckle and Victoria's Secret card so I thought this would be an easy card for me


you should be able to get approved


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: EXPRESS store card pre approval


astritaho1979 wrote:

kp1211 wrote:

Thanks!! I called but they said they didnt have anything on file for me and told me to try again. I know its only a soft pull but not sure if I should wait or not. I was approved a month ago for a Buckle and Victoria's Secret card so I thought this would be an easy card for me


you should be able to get approved


I spend like 15 mintues in the checkout screen and no pop up came up... I filled all the info and nothing.

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
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