@AverageJoesCredit wrote:
Hey Gregory1776, you see , what you have to do is... lol, nah just kidding. In reality not sure. Best way i guess is to already have an Amex account and make sure you are keeping it in good standing. If you are not using it responsibly, could cause them to want to see your accounts more closely and then maybe do a hp. Just count your lucky stars when they dont hp you
+1
I don't think there's any particular pattern to it (or at least we've not found it yet)... my ED approval back in January was without a HP as well.
My recent installment loan with Amex also was only a SP, but I don't count it since it's advertised as no HP to check the rate (although I don't recall the language mentioning either way about if/when you actually apply for it... in any case, there was no HP for me there, either).
Here's a DoC article about it from a few months back: https://www.doctorofcredit.com/amex-credit-card-approvals-without-hard-pull/
How do you get a loan with AmEx?
Very carefully lol
. Not sure there Gregory, maybe Uncle B can reply but id imagine they have to invite you.
Hey Creditmagic7, lol, triplets is hard enough. If i had more income and could spend more id happily put on the candlelights, baby making music and POOF....ugh...wha...what was i saying Dang the youngins are calling out
. Not sure there Gregory, maybe Uncle B can reply but id imagine they have to invite you.Hey Creditmagic7, lol, triplets is hard enough
. If i had more income and could spend more id happily put on the candlelights, baby making music and POOF....ugh...wha...what was i saying Dang the youngins are calling out
Thanks Anusara, Took JC out for its maiden purchase tonight and it was positively glowing
, Took JC out for its maiden purchase tonight and it was positively glowing
@AverageJoesCredit wrote:
Very carefully lol
Hey Creditmagic7, lol, triplets is hard enough
Yep, right now they are invitation-only. 
I actually got the invitation last fall (when it was first mentioned in a thread here) but I hesitated, and within days the invite was gone - I was so annoyed with myself! (I wanted the loan for FICO purposes).
I didn't see it again until just a few weeks ago, and as soon as it appeared and I confirmed the terms I didn't wait around this time. Last time it showed up in the 'Offers' section for my BCP, this time it was in the 'Offers' section for my PRG (I'm not sure if that is meaningful or not).