Discover is my favorite card, their rewards program is the most hastle free of my credit lineup. I tried to get a cli via online chat (from 3k to 5k) and got shot down, the chat CSR actually had some personality and I didnt feel all dejected after the chat session. At the end she gave me a number to call a credit analyst so I went fwd with it. He said that they would have to do a hard pull (to which I agreed) and after about ten minutes of answering various questions and being on hold twice, he came back and said that due to my strong payment history that he would increase to 5k ! This was at 1030 this morning and Im still smiling with my small accomplishment !
Congratulations!!! Setting a precedent is extremely important in the credit-building game. Soon other cards of yours will follow suit. Great move!
I love Discover. It's my most used card.
Started out last year with $750 @ 22.9% and am now at $3000 @ 16.9% with them.
Not my lowest rate nor my highest limit, for some reason I prefer them the most.