Frequent Contributor
Posts: 344
Registered: ‎03-25-2011

FINALLY broke into the $5000 limit ! :)

Discover is my favorite card, their rewards program is the most hastle free of my credit lineup. I tried to get a cli via online chat (from 3k to 5k)  and got shot down, the chat CSR actually had some personality and I didnt feel all dejected after the chat session. At the end she gave me a number to call a credit analyst so I went fwd with it. He said that they would have to do a hard pull (to which I agreed) and after about ten minutes of answering various questions and being on hold twice, he came back and said that due to my strong payment history that he would increase to 5k ! This was at 1030 this morning and Im still smiling with my small accomplishment !

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 3000CL / GEMBWalMart 5000CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase Slate$4000/BofA2500/ToyotaRewardsVisa$6500BofA$6500
Posts: 3,176
Registered: ‎10-19-2012

Re: FINALLY broke into the $5000 limit ! :)

Congratulations!!! Setting a precedent is extremely important in the credit-building game. Soon other cards of yours will follow suit. Great move!

Valued Contributor
Posts: 1,381
Registered: ‎09-01-2011

Re: FINALLY broke into the $5000 limit ! :)

Congrats on achieving that milestone!

Established Contributor
Posts: 514
Registered: ‎07-31-2012

Re: FINALLY broke into the $5000 limit ! :)

Outstanding, congrats!

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor
Posts: 1,459
Registered: ‎08-30-2012

Re: FINALLY broke into the $5000 limit ! :)


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
What's in my wallet? Cap1 PLAT AU $4.25k; Cap1 QS AU $2k; NFCU Siggy $45k; $5k WalMart MC; CFNA Firestone $1.8k; Amazon $3k; NFCU Cash Rewards $22K; AMEX BCE $21k; NavCheck $15k; Lowe's $10k; Citi DP $7.7k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011

Re: FINALLY broke into the $5000 limit ! :)

Awesome milestone! I just got to 5k with discover this year too via auto CLI requests.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge
Regular Contributor
Posts: 142
Registered: ‎07-01-2012

Re: FINALLY broke into the $5000 limit ! :)


Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Regular Contributor
Posts: 151
Registered: ‎11-04-2010

Re: FINALLY broke into the $5000 limit ! :)



I love Discover. It's my most used card.


Started out last year with $750 @ 22.9% and am now at $3000 @ 16.9% with them.


Not my lowest rate nor my highest limit, for some reason I prefer them the most.


Regular Contributor
Posts: 178
Registered: ‎09-12-2012

Re: FINALLY broke into the $5000 limit ! :)

Congrats!  Discover was very kind to me as well! 

Frequent Contributor
Posts: 271
Registered: ‎09-30-2012

Re: FINALLY broke into the $5000 limit ! :)


Starting Score: 530 - 2/12
Current Score: EX - 720 EQ - 714 TU-690 WM-720
App free since 5/7/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+