11-17-2012 07:51 PM
11-18-2012 07:54 AM
Way to go...
11-18-2012 09:05 AM
11-18-2012 11:56 PM - edited 11-18-2012 11:56 PM
Discover is my favorite card, their rewards program is the most hastle free of my credit lineup. I tried to get a cli via online chat (from 3k to 5k) and got shot down, the chat CSR actually had some personality and I didnt feel all dejected after the chat session. At the end she gave me a number to call a credit analyst so I went fwd with it. He said that they would have to do a hard pull (to which I agreed) and after about ten minutes of answering various questions and being on hold twice, he came back and said that due to my strong payment history that he would increase to 5k ! This was at 1030 this morning and Im still smiling with my small accomplishment !
congrats on the cli
may i ask what your aaoa is?
we have alot of the same cards lol. and even the same type of car (toyota)
i have the zync, freedom, best buy card, walmart, and macys.
besides my zync, freedom, and employee credit card all are above 2k.
got my first 5k limit with walmart a few days ago.
scores are strong just my aaoa is killing me =/
|Current: Discover Fico 682 1/15 Walmart Fico 684 1/15|
Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
11-19-2012 12:19 AM
5k is a huge milestone since it opens doors for companies like other Visa signiture cards =) Chase Sapphire for example they do NOT like being the first card issuer with a high limit =)
11-19-2012 06:04 AM
@ creditnocash average acge of accounts is approx 2 years, took a god hit twith the age of accounts with a purchase of a 4runner in Aug of this year. All 3 bureaus are squeaky clean....
11-19-2012 06:16 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.