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FINALLY broke into the $5000 limit ! :)

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RonDawg
Contributor

Re: FINALLY broke into the $5000 limit ! :)

Congrats!

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Message 11 of 21
beb86
Valued Contributor

Re: FINALLY broke into the $5000 limit ! :)

Congrats!!

Message 12 of 21
wallyworld123
Frequent Contributor

Re: FINALLY broke into the $5000 limit ! :)

Congrats wonderful news!

Message 13 of 21
JonStur
Established Contributor

Re: FINALLY broke into the $5000 limit ! :)

Way to go...


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 14 of 21
ricefed
Contributor

Re: FINALLY broke into the $5000 limit ! :)

Congrats
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Message 15 of 21
Epcot
Valued Contributor

Re: FINALLY broke into the $5000 limit ! :)

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 16 of 21
creditnocash
Valued Contributor

Re: FINALLY broke into the $5000 limit ! :)


@nuggets321 wrote:

Discover is my favorite card, their rewards program is the most hastle free of my credit lineup. I tried to get a cli via online chat (from 3k to 5k)  and got shot down, the chat CSR actually had some personality and I didnt feel all dejected after the chat session. At the end she gave me a number to call a credit analyst so I went fwd with it. He said that they would have to do a hard pull (to which I agreed) and after about ten minutes of answering various questions and being on hold twice, he came back and said that due to my strong payment history that he would increase to 5k ! This was at 1030 this morning and Im still smiling with my small accomplishment !


congrats on the cli

may i ask what your aaoa is? 

we have alot of the same cards lol. and even the same type of car (toyota) 

 

i have the zync, freedom, best buy card, walmart, and macys. 

besides my zync, freedom, and employee credit card all are above 2k. 

got my first 5k limit with walmart a few days ago. 

scores are strong just my aaoa is killing me =/



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 17 of 21
distantarray
Established Contributor

Re: FINALLY broke into the $5000 limit ! :)

5k is a huge milestone since it opens doors for companies like other Visa signiture cards =) Chase Sapphire for example they do NOT like being the first card issuer with a high limit =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 18 of 21
nuggets321
Frequent Contributor

Re: FINALLY broke into the $5000 limit ! :)

@ creditnocash average acge of accounts is approx 2 years, took a god hit twith the age of accounts with a purchase of a 4runner in Aug of this year. All 3 bureaus are squeaky clean....

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 19 of 21
Mellon
Established Contributor

Re: FINALLY broke into the $5000 limit ! :)

congrats

Message 20 of 21
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