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Contributor
Posts: 322
Registered: ‎10-19-2012
0

Re: FINALLY broke into the $5000 limit ! :)

Congrats!

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: FINALLY broke into the $5000 limit ! :)

Congrats!!

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Frequent Contributor
Posts: 455
Registered: ‎01-04-2012
0

Re: FINALLY broke into the $5000 limit ! :)

Congrats wonderful news!

Established Contributor
Posts: 910
Registered: ‎12-25-2010
0

Re: FINALLY broke into the $5000 limit ! :)

Way to go...


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Contributor
Posts: 116
Registered: ‎02-17-2011
0

Re: FINALLY broke into the $5000 limit ! :)

Congrats
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: FINALLY broke into the $5000 limit ! :)

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Posts: 2,299
Registered: ‎07-23-2012
0

Re: FINALLY broke into the $5000 limit ! :)

[ Edited ]

nuggets321 wrote:

Discover is my favorite card, their rewards program is the most hastle free of my credit lineup. I tried to get a cli via online chat (from 3k to 5k)  and got shot down, the chat CSR actually had some personality and I didnt feel all dejected after the chat session. At the end she gave me a number to call a credit analyst so I went fwd with it. He said that they would have to do a hard pull (to which I agreed) and after about ten minutes of answering various questions and being on hold twice, he came back and said that due to my strong payment history that he would increase to 5k ! This was at 1030 this morning and Im still smiling with my small accomplishment !


congrats on the cli

may i ask what your aaoa is? 

we have alot of the same cards lol. and even the same type of car (toyota) 

 

i have the zync, freedom, best buy card, walmart, and macys. 

besides my zync, freedom, and employee credit card all are above 2k. 

got my first 5k limit with walmart a few days ago. 

scores are strong just my aaoa is killing me =/

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: FINALLY broke into the $5000 limit ! :)

5k is a huge milestone since it opens doors for companies like other Visa signiture cards =) Chase Sapphire for example they do NOT like being the first card issuer with a high limit =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Frequent Contributor
Posts: 372
Registered: ‎03-25-2011
0

Re: FINALLY broke into the $5000 limit ! :)

@ creditnocash average acge of accounts is approx 2 years, took a god hit twith the age of accounts with a purchase of a 4runner in Aug of this year. All 3 bureaus are squeaky clean....

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 12,000 CL -Amex Zync NPSL -WellsFargoRewards3800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL - CHASE Freedom 1300CL -Lowes 10,000 CL - BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 6500CL - Chase Slate$400-BofA2500-ToyotaRewardsVisa$9500 -BofA$6500
Frequent Contributor
Posts: 462
Registered: ‎08-31-2007
0

Re: FINALLY broke into the $5000 limit ! :)

congrats

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