So I've had my discover account, in very good standing, for nearly 4 years now. Small $900 CL. I finally stopped using it because it was pretty much useless.
I got an email from them stating that they were going to cancel my account if it wasn't used in the next 30 days (hadn't used it in 12 months). AND... to make it easier for me to use, they were giving me a $5000 CLI!!!!
So, you want a CLI from Discover.... just stop using it! 
AMEX on the other hand.... I applied for a CLI a few times over the last 4 years... and was always turned down. Then one day, after being turned down a month earlier, I open my online account to find they gave me a $6000 CLI! WTH???
Not complaining, but these CC companies, and how they make their decisions on CLIs doesnt make ANY sense to me
Sweet! Comgratulations!
@Barneygirl wrote:
So, you want a CLI from Discover.... just stop using it!
*Writes this down*
I'll try this theory out for everyone. My Discover has never seen anything other than a large BT that is almost paid off. We'll see how much they like me when they aren't making any money off of me 
@Barneygirl wrote:
Not complaining, but these CC companies, and how they make their decisions on CLIs doesnt make ANY sense to me
I don't understand it either! After months of refusing to give me a CLI on my Hilton HHonors Surpass card, which I use heavily, AMEX instantly approves me for the Blue Cash Preferred card! Go figure...
No doubt the algorithms for CLI and Initial Approval are different. But why would AMEX repeatedly deny me a paltry $1,000 CLI on the Hilton card and then turn around and give me instant approval for a $6,000 SL on the BCP?!
Maybe I should try it on my Discover card lol stop using it maybe they'll give me an increase. I keep getting denied. Only had my AMEX for 2 months so I'll have to wait on requesting an increase
@ridgebackpilot wrote:
@Barneygirl wrote:
Not complaining, but these CC companies, and how they make their decisions on CLIs doesnt make ANY sense to me
I don't understand it either! After months of refusing to give me a CLI on my Hilton HHonors Surpass card, which I use heavily, AMEX instantly approves me for the Blue Cash Preferred card! Go figure...
No doubt the algorithms for CLI and Initial Approval are different. But why would AMEX repeatedly deny me a paltry $1,000 CLI on the Hilton card and then turn around and give me instant approval for a $6,000 SL on the BCP?!
Shouldn't you be able to transfer credit from BCP to Hilton Surpass?