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I finally applied for the FNBO 6.25% APR 1.5% cash back card at 7:30am this morning. Instant approval, but it took until this afternoon before the application status checker would tell me my initial credit limit: $6,200. I have a previous FNBO card that is only 5 months old with $9,800 limit, so getting a second card with $6,200 so soon isn't bad at all.
I also took a HP for a CLI on my BOA BBR card. It was at $4,500 for 11 months, I requested $20K total, auto approved for total of $9600. I don't use that card for much, so thats OK for now.
Congrats
Having success with FNBO is rare around here so can't blame ya for bringing in another.
Congrats! on the new card PLUS the BofA BBR cli!
Sweet. Congrats.
Congrats!
@CreditMagic7 wrote:Having success with FNBO is rare around here so can't blame ya for bringing in another.
Congrats! on the new card PLUS the BofA BBR cli!
I was able to get my recent (less than 1 year) inquiries down to TU: 2 ; EX: 3 ; EQ: 4 before the application and CLI. FNBO usually pulls EQ for me (2 of the 4 recent EQ inquiries are from FNBO), but I'm not sure yet what they pulled this time. I did get an alert from Credit Karma for a TU Inquiry for the BOA CLI request, which was expected.
I have 2 Inq on EX and 1 on EQ that will be over a year old in about 3 more weeks, so I felt I had a shot with FNBO and also felt I could handle a couple inquiries at his time. Previously my last inquiries were in Nov/Dec, one on each credit bureau.
EDIT: FNBO pulled EX this time.
@Themanwhocan wrote:I finally applied for the FNBO 6.25% APR 1.5% cash back card at 7:30am this morning. Instant approval, but it took until this afternoon before the application status checker would tell me my initial credit limit: $6,200. I have a previous FNBO card that is only 5 months old with $9,800 limit, so getting a second card with $6,200 so soon isn't bad at all.
I also took a HP for a CLI on my BOA BBR card. It was at $4,500 for 11 months, I requested $20K total, auto approved for total of $9600. I don't use that card for much, so thats OK for now.
Thats a GREAT APR on FNBO, congrats on your success with BOA as well..
Congrats on the approval and cli !! I would love to have that 6.25% card...but I just got their Sheetz card in February and am still trying to earn their trust!
Congrats! Nice APR on that card. Hmm...