FNBO AMEX approval FINALLY!!!

[Want-a-better-FICO]

After receiving a nice invitation to apply for the FNBO AMEX card. I decided to pull the trigger on 10/26/15. After waiting 11 business days for an approval. Today I got an email informing me that I was approved and welcome to the First National Bank of Omaha club. From reading here on the forum I understand that they are very conservative with approvals but good with cli's

The SL was $6,000 which I'll take because its the second highest limit I have at this time with Cap One Venture $8,000 being my highest.  Are there any wise suggestions I can use to grow my SL?

[happypill]

Congrats on the approval!  They do take a while with their decisions.  I did an app spree in July and received 3 cards from other lenders before finally getting the email notification from FNBO that my application had been approved.  I'd also be interested in hearing about strategies for CLI.

[CreditMagic7]

Looks like you scored good with that FNBO approval

Congratulations!

[Anonymous]

Congratulations, want. FNBO is very conservative and this is a nice success!

[ddemari]

congrats! maybe oneday FNBO will like me too! 

[CreditCuriosity]

Congrats on your approval..

I was born in Nebraska near Omaha I would say I kinda wish I was in their footprint aka Nebraska for a nice card or two with them, but then I think of all the flat land and I take that thought back

[Anonymous]

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@Want-a-better-FICO wrote:

After receiving a nice invitation to apply for the FNBO AMEX card. I decided to pull the trigger on 10/26/15. After waiting 11 business days for an approval. Today I got an email informing me that I was approved and welcome to the First National Bank of Omaha club. From reading here on the forum I understand that they are very conservative with approvals but good with cli's

The SL was $6,000 which I'll take because its the second highest limit I have at this time with Cap One Venture $8,000 being my highest.  Are there any wise suggestions I can use to grow my SL?

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Congrats on the approval!    Since they are so ultra conservative, maybe 11 days is their equivalent of an 'instant decision'.

I also received a prequal letter and I am mulling it over.

I understand they dont always make offers outside their usual physical territories.  I am in NE Floida.  What area are you in?   I am trying to understand if they went into specific regions for this round of prequal letters, or is it pretty much across the nation.

[pizza1]

not too shabby!! Congrats on the approval!

[Want-a-better-FICO]

I'm in the Southern Suburbs outside of Chicago, IL.

[12njoy]

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@Want-a-better-FICO wrote:

After receiving a nice invitation to apply for the FNBO AMEX card. I decided to pull the trigger on 10/26/15. After waiting 11 business days for an approval. Today I got an email informing me that I was approved and welcome to the First National Bank of Omaha club. From reading here on the forum I understand that they are very conservative with approvals but good with cli's

The SL was $6,000 which I'll take because its the second highest limit I have at this time with Cap One Venture $8,000 being my highest.  Are there any wise suggestions I can use to grow my SL?

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Welcome to the FNBO lineup.  I got approved for a Rakuten Mastercard back in May 2015 for 2k.  Last month after 5 months I asked for a CLI which was a SP and they increased it to $4,500.  That's a $2,500 increase.  I was so happy, I applied for the Sun Country Visa Signature and Overstock.com World Mastercard.  Both approved at $10,000 and $6,500 respectively.  I think I've read that every 4-6 months you can see if you're eligible for a SP CLI.