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FYI Target CLI

Regular Contributor

Re: FYI Target CLI

It's a big dark secret that only Target is Privey to.  Ha!  If your at $1,000 after 2 years your doing good.

11/15/11- TU FICO 707 EQ FICO 710 EXP FAKO 738 (USBANK)
12/12/11 - TU Fico 727 EQ FICO 710 EXP FAKO 739 (USBANK)
Goal Score - 750 by 12/31/2012
New Member

Re: FYI Target CLI

It's strange...I called today and CSR told me that they are not reviewing accounts for CLI's at this time...Smiley Sad


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Epic Contributor

Re: FYI Target CLI


creditstar1 wrote:

It's strange...I called today and CSR told me that they are not reviewing accounts for CLI's at this time...Smiley Sad


I really dont' think people actually do the reviewing... I think they type in some formula and the computer goes to work for a week and then it's back to the dark corner for us all to sit with no love... I really kind of hate them as a bank, but I shop there so often that I just keep using the cards despite the CL.

But it is fun to say I would like to devide this purchase up among my 4 target cards!!! always gets an eyebrow raise from the checkout person

Frequent Contributor

Re: FYI Target CLI

I've been at $200 since 2005!  I have now reached a credit score of 745.  I have no clue what's up. But I keep usin my card and paying it off!  BOOOOO target.

Valued Member

Re: FYI Target CLI


Creditaddict wrote:

I really dont' think people actually do the reviewing... I think they type in some formula and the computer goes to work for a week and then it's back to the dark corner for us all to sit with no love... I really kind of hate them as a bank, but I shop there so often that I just keep using the cards despite the CL.

But it is fun to say I would like to devide this purchase up among my 4 target cards!!! always gets an eyebrow raise from the checkout person


Just out of curiosity, how did you end up with 4 Target cards? I didn't know that was possible! Smiley Tongue

Epic Contributor

Re: FYI Target CLI

 


vegas_wife wrote:

Creditaddict wrote:

I really dont' think people actually do the reviewing... I think they type in some formula and the computer goes to work for a week and then it's back to the dark corner for us all to sit with no love... I really kind of hate them as a bank, but I shop there so often that I just keep using the cards despite the CL.

But it is fun to say I would like to devide this purchase up among my 4 target cards!!! always gets an eyebrow raise from the checkout person


Just out of curiosity, how did you end up with 4 Target cards? I didn't know that was possible! Smiley Tongue


 

well when the first one never got increases, I applied and got another while my credit was pretty good... still got $200.

Then a few months later was spending about $200 and I was like I want the visa and I want 10% off this purchase so I applied and got another $200.

Then the following year, being last year I was like no way they will give me another and boom... approved $200!

I tried to consolidate... they were happy to close out 3 and let me keep 1... umm duh no! consolidate all my credit lines into one! that was not an option.

Valued Member

Re: FYI Target CLI


Creditaddict wrote:

 

well when the first one never got increases, I applied and got another while my credit was pretty good... still got $200.

Then a few months later was spending about $200 and I was like I want the visa and I want 10% off this purchase so I applied and got another $200.

Then the following year, being last year I was like no way they will give me another and boom... approved $200!

I tried to consolidate... they were happy to close out 3 and let me keep 1... umm duh no! consolidate all my credit lines into one! that was not an option.


That's hilarious! I had no idea that it was possible to do such a thing. I just assumed they would flag your  SS# after one and that would be it. Very interesting, though. Thanks for sharing!

Regular Contributor

Re: FYI Target CLI

Are we talking Target store card or their visa?

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Epic Contributor

Re: FYI Target CLI

 


JasonBourneOfCredit wrote:

Are we talking Target store card or their visa?


Store cards, they never approved me for a visa

 

Regular Contributor

Re: FYI Target CLI

My fiance just checked his Target store card and they bumped his CL from $300 to $1000!  Woot!  It's his birthday today, so maybe it was Target's way of saying "Happy Birthday" Smiley Wink


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