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Established Contributor
mross1080
Posts: 526
Registered: ‎04-21-2010
0

Re: FYI Target CLI


pez478 wrote:

My fiance just checked his Target store card and they bumped his CL from $300 to $1000!  Woot!  It's his birthday today, so maybe it was Target's way of saying "Happy Birthday" :smileywink:


Congrats and Happy Birthday! I just checked mine again and nothing:smileysad:. Im convinced they hate me. Crappy 300 limit. I have to go Christmas shopping in a couple weeks and have to buy 2 psp go's and a xbox with that kinetic thing so I think target is about to lose out to walmart yet again. Would like to have that 5% though.

Regular Contributor
pez478
Posts: 114
Registered: ‎04-29-2008
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Re: FYI Target CLI

 


mross1080 wrote:

pez478 wrote:

My fiance just checked his Target store card and they bumped his CL from $300 to $1000!  Woot!  It's his birthday today, so maybe it was Target's way of saying "Happy Birthday" :smileywink:


Congrats and Happy Birthday! I just checked mine again and nothing:smileysad:. Im convinced they hate me. Crappy 300 limit. I have to go Christmas shopping in a couple weeks and have to buy 2 psp go's and a xbox with that kinetic thing so I think target is about to lose out to walmart yet again. Would like to have that 5% though.


How long has the account been open?  My fiance opened his in Feb of 2009.  Nothing had changed with the CL until today.

 


Starting Score: EQ 749 TU 751
Current Score: EQ 758 TU 776
Goal Score: 780


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Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
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Re: FYI Target CLI

1. 1999 same $300

2. 2008 - $200

3. 2009 - $1000 now after the 800 increase last round of increases they did

4. 2009 - $200

 

so far I have not seen anything for this round of CLI they are giving

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
mross1080
Posts: 526
Registered: ‎04-21-2010
0

Re: FYI Target CLI

They make no sense at all. I dont know whats crazier you not getting a CLI in 11 years on a 300 dollar card or that you havent went crazy and burned it in a rage yet.

Established Contributor
mross1080
Posts: 526
Registered: ‎04-21-2010
0

Re: FYI Target CLI

And mine was opened march of 09

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: FYI Target CLI

 


mross1080 wrote:

They make no sense at all. I dont know whats crazier you not getting a CLI in 11 years on a 300 dollar card or that you havent went crazy and burned it in a rage yet.


the funny thing is, I have now gone through 2 bankruptcy's (well that's not funny) but target has never been included in any of them and 2 of the cards I actually got while in my ch 13.  They just never say no but also don't reward me for anything.... I have seen my scores in the 400's after ch 7 in 01' all the way up in the 700's and still no love from them.  I even had a joint target visa for a little while, that wasn't much better in my experience but didn't keep it long either

 

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
mross1080
Posts: 526
Registered: ‎04-21-2010
0

Re: FYI Target CLI

You would think that your little target card thats been through hell and back deserves a little cli love.

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: FYI Target CLI

 


mross1080 wrote:

You would think that your little target card thats been through hell and back deserves a little cli love.


right... I think at some point they changed it, but back in 99 Target only used 6 or 7 digits for accounts.... sometime in the 200's years they ran out of those account numbers and had to change into however many they have now!

 

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
mross1080
Posts: 526
Registered: ‎04-21-2010
0

Re: FYI Target CLI

I guess you should just keep it for comedic affect now. I mean can you have a card for 20 years and mantain that limit?

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: FYI Target CLI

If I had not locked all my reports, I would probably apply for a new card every sunday when I buy my cases of wine and groceries... I mean I spend between 200-400 a week, those 10% would be amazing!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:

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