Fidelity Rewards Visa Signature

jonesh529 · ‎04-18-2016

Last week i applied for the Fidelity credit card and got the usual we will review message. I figured ok well i am denied. So today i received a package in the mail. It ended up being an approval for $6500. That is most i ever was approved for. My highest limit on any of my cards is $3400 with BOA. Does anyone know what credit score they pull? Do they normally provide higher/unexpected limits? i feel i have an ok credit not the best.

2/10/16
Trans- 659

Equifax - 656

Experian - 654

fullstackdev · ‎04-18-2016

Nice surprise approval! Congrats on your new highest limit. Enjoy.

Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K

SouthJamaica · ‎04-18-2016

@jonesh529 wrote:
Last week i applied for the Fidelity credit card and got the usual we will review message. I figured ok well i am denied. So today i received a package in the mail. It ended up being an approval for $6500. That is most i ever was approved for. My highest limit on any of my cards is $3400 with BOA. Does anyone know what credit score they pull? Do they normally provide higher/unexpected limits? i feel i have an ok credit not the best.

I think Elan pulls EX

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

SEG-fenced credit union Platinum Visa 10500

Comenity AAA Travel Advantage Visa $6200

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Anonymous · ‎04-18-2016

I got 9k SL not bad because my highest before that was 2months prior and Barclay cash forward at 15k .. i also heard Fidelity was tough to get approved .. I think they do EX .. mine was low 700s maybe 701 or even 699 at time of application

CreditCuriosity · ‎04-18-2016

Usually they pull TU being Elan/UsBank, but obviosuly they might hit you with an Exp or EQ insteads.

@OP... Are those scores current? That is a very nice lmit with Elam/UsBank with those scores if so. Also any baddies that are causing your scores to be mid 650's range? Sorry just trying to collect data. Congrats!

Anonymous · ‎04-18-2016

Thats GREAT, congrats on the approval !!

jonesh529 · ‎04-18-2016

My scores are about the same. The last time i looked they were about the same.

2/10/16
Trans- 659

Equifax - 656

Experian - 654

jonesh529 · ‎04-18-2016

I have like 2 late payments that are about 2 years ago due to me moving and a loss of income. i wish i could get them removed. Also my credit utilization could be lower.

2/10/16
Trans- 659

Equifax - 656

Experian - 654

RonM21 · ‎04-18-2016

That's a nice surprise with a decent limit. Congrats!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

CreditCuriosity · ‎04-18-2016

Thanks for info..