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Member
Archangel_Nemesis
Posts: 22
Registered: ‎03-13-2014
0

Re: Final Card Approval WPCU

Yes it's Wright-Patt.

 

Amazingly easy to deal with. I did my best to play it cool when he flashed that $20K limit. Asked if that waas enough and was serious. I guess you can start at 25K if you push for a manual review. Which I didn't.

 

They pull EX. Have one 3 year old baddie and a paid tax lien on it. My score according to them was 693. Printed and activated the card while I sat there signing the paperwork for it. I mean, just super easy. Said I was eligible for a $5000 personal unsecured loan if I needed it in the next 45 days without a HP.

737 - EQ | 683 - EX | 663 TU - 03/31/14

WPCU Platinum Visa $20K / DCU Rewards Visa $10K / Home Depot $10K / Fifth Third Rewards $7500 / Chase Freedom $1500 (AU) /Barclaycard $750 / Fingerhut $700 / Credit One $550 / NWFCU Visa $500 / Macy's $500 / Quicksilver $500 / Kohl's $400 / J Crew $250 / Buckle $250 / Express $250




Regular Contributor
WolfMan
Posts: 152
Registered: ‎02-01-2013
0

Re: Final Card Approval WPCU

Hmmm.. .Wright-Patt CU just opened a brance near my work here in Columbus.

Might just drop in and look around. 

MyFico Scores 8/2013: EX:702 EQ:724 TU:730 -- 2009: I had BAD credit. -- PIF Weekly!
Valued Contributor
-Wade-
Posts: 12,624
Registered: ‎08-13-2013
0

Re: Final Card Approval WPCU


Archangel_Nemesis wrote:

Decided to move all my banking to a Credit Union. WHile I was opening up the account they asked if I wanted a Visa or Mastercard. I told them I just opened a bunch of line of credit and I didn't think I needed another card. He said he ould do a SP and give me an idea of what they could approve me for.

 

He came back with a $20,000 limit. 8.25% rate... Soooo.... Lol

 

I really am back in the garden now. Honestly probably need to stay there for a year.


Congrats on your approval :smileyhappy: WTG

Old user name newportguy*** Current Score: myFico EQ - 806 (04/04/2014) Discover TU Fico - 813 (09/02/2014) myFico EX - 804 ( 07/08/2014 ) ******* Amex - BCP 10 K * Discover - IT 10.5 K * U.S. Bank Cash + Visa Signature 8.8 K * PenFed - Cash Rewards 5 K * Amex - GDSM 5 K ****** FICO 800 Club Member ******* EQ 806 *** TU 813 *** EX 804 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 830's Scores ******
Member
Archangel_Nemesis
Posts: 22
Registered: ‎03-13-2014
0

Re: Final Card Approval WPCU


WolfMan wrote:

Hmmm.. .Wright-Patt CU just opened a brance near my work here in Columbus.

Might just drop in and look around. 


I suggest you do. It's $5.00 to open an account and apply for the card. If approved you'll have it before you leave. Let me know how it goes.

737 - EQ | 683 - EX | 663 TU - 03/31/14

WPCU Platinum Visa $20K / DCU Rewards Visa $10K / Home Depot $10K / Fifth Third Rewards $7500 / Chase Freedom $1500 (AU) /Barclaycard $750 / Fingerhut $700 / Credit One $550 / NWFCU Visa $500 / Macy's $500 / Quicksilver $500 / Kohl's $400 / J Crew $250 / Buckle $250 / Express $250




New Member
ah87
Posts: 4
Registered: ‎11-20-2012
0

Re: Final Card Approval WPCU

I have been with wpcu for 4 years. Love them. I just bought a house in nov 13. I Want to graduate my old credit card, an old secured orchard bank, turned to capital one card. Wonder what my chances/ credit lit would be with a wpcu card as my capital one now is only 2000. Credit isn't the greatest either @665.
Moderator
Kenny
Posts: 6,031
Registered: ‎01-15-2009
0

Re: Final Card Approval WPCU

Dayyyyuunnngggg lol I need to book a flight and app there. HA! Just kidding. :smileywink: Congrats!!
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:776(11/05) - EQ04:770(10/31) - EQ08:796(11/08) - TU08:798(11/18)
Goal Score: 800+

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