Finally, Discover CLI love....Geez!

ScarletFever · ‎01-19-2014

So, I receive an e-mail from Discover increasing my cli $3200 from $2500 to $5700! It's worth noting for everyone looking to step up their game; I had Discover Cashback Bonus three years and received one $500 increase and would not grant another without HP. I used Discover fairly often, carried a balance, and always paid on time, though not always PIF. I cut back my Discover use dramatically for not showing the luv. Last monh, I was approved for $22,000 in new credit with Chase, U.S. Bank and Citi. I used those cards over the holidays. Low and behold, this past week Discover increased my cl, but is still my lowest. At least they are paying attention and likely did a sp and decided to keep pace with their competition.

.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%

-Wade- · ‎01-19-2014

@ScarletFever wrote:
So, I receive an e-mail from Discover increasing my cli $3200 from $2500 to $5700! It's worth noting for everyone looking to step up their game; I had Discover Cashback Bonus three years and received one $500 increase and would not grant another without HP. I used Discover fairly often, carried a balance, and always paid on time, though not always PIF. I cut back my Discover use dramatically for not showing the luv. Last monh, I was approved for $22,000 in new credit with Chase, U.S. Bank and Citi. I used those cards over the holidays. Low and behold, this past week Discover increased my cl, but is still my lowest. At least they are paying attention and likely did a sp and decided to keep pace with their competition.

Congrats very nice CLI

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

gdale6 · ‎01-19-2014

Congrats on all your new credit

coldnmn · ‎01-20-2014

Congrats! Thanks for sharing

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

ScarletFever · ‎01-20-2014

Thanks everyone for the props!

.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%

baller4life · ‎01-20-2014

Nice cli. Better late than never. Lol

burberryboy007 · ‎01-20-2014

Did you have the card for 3 years or did you only use the Cashback program for 3 years?

Starting Score: 664
Current Score: 745
Goal Score: 800

dodgerslv · ‎01-20-2014

@baller4life wrote:
Nice cli. Better late than never. Lol

+1...but hey, it was a very nice increase!!! congrats OP!!!

gardening since 5/21/2016

credithappy · ‎01-20-2014

WOW, congrats to you on your increase and new CCs.

Amex Green - Amex BCP - Amex Everyday Card - Amex Rose Gold - Elan Visa - Xcel FCU Visa - Walmart MC - Sam's MC - Macy's - Bloomingdales - Nordstrom - Sam's Club CC - Discover IT and US Bank Visa FlexPerks - AMEX HHonors - NAVcheck - NAVcashRewards Sig Visa, NAVgoRewards MC, Chase Amazon VISA, BoA CashRewards VISA - Chase Marriott Reward Premier CC, Jetblue Card MC, PenFed Power CR Visa Signature Card, Chase Freedom, Nordy VISA and BBVA

efranklin23 · ‎01-20-2014

@ScarletFever wrote:
So, I receive an e-mail from Discover increasing my cli $3200 from $2500 to $5700! It's worth noting for everyone looking to step up their game; I had Discover Cashback Bonus three years and received one $500 increase and would not grant another without HP. I used Discover fairly often, carried a balance, and always paid on time, though not always PIF. I cut back my Discover use dramatically for not showing the luv. Last monh, I was approved for $22,000 in new credit with Chase, U.S. Bank and Citi. I used those cards over the holidays. Low and behold, this past week Discover increased my cl, but is still my lowest. At least they are paying attention and likely did a sp and decided to keep pace with their competition.

I see you have a Citi card at 5600. I wondered if Discover is trying to keep up with that card?

But CONGRATS!!! Nice to hear ppl getting Discover Luv as they seem to be very conservative on here

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)