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Posts: 14
Registered: ‎09-28-2017

Finally an AMEX Member!

I got out of the garden way earlier than I expected!


Decided to take a chance and hit the LUV Button...


Got approved for: AMEX Delta Platinum - $1400

                             AMEX Premier Rewards Gold - NPSL


Can't wait to reap the future travel benefits and try the 3x CLI!!!


P.S. Once I got approved, AMEX does not do a Hard Inquiry when applying for another credit after account setup (Confirmed with CSR)...thats how I got approved for the PRG with a SOFT INQUIRY! Hope these Data points help!!!


Data Points:


FICO 08: EQ 682 / TU 676 / EX 666

AAoA: 2 Years

Derogs: 0

Inqs: EQ 2 / TU 4 / EX 2 

Payments: 100%

Utilization: 51%

Student Income: 35k

FICO 8 (Starting) | EQ: 572 TU: 571 EX: 580
FICO 8 (Now) - Oct'17 | EQ: 681 TU: 676 EX: 666

Citi BestBuy: $500 | DiscoverIT Miles: $3000 | Chase Disney Premier: $500 (10/18 Recent Consolidation) | Amex Platinum Delta: $1400 | Amex Platinum Charge: NPSL | Chase Freedom Unlimited: $2500

Established Contributor
Posts: 602
Registered: ‎08-26-2016

Re: Finally an AMEX Member!

Congratulations and welcome to the Amex family. Dv
Frequent Contributor
Posts: 419
Registered: ‎07-03-2017

Re: Finally an AMEX Member!

Congratulations and welcome to the AMEX family!

Gardening Through 01/31/18
Established Contributor
Posts: 970
Registered: ‎09-28-2016

Re: Finally an AMEX Member!

Congratulations on your new cards! Enjoy AmEx!

Hover mouse over cards for Credit Limit and APR info.
Senior Contributor
Posts: 9,380
Registered: ‎04-23-2016

Re: Finally an AMEX Member!

Enjoy reaping the 2 for 1 many of us have gotten the chance to enjoySmiley Happy its not 100% butter, regardless of what a csr says but youve set yourself up for some future funSmiley Wink
Frequent Contributor
Posts: 448
Registered: ‎09-19-2012
0 Kudos

Re: Finally an AMEX Member!

Congrats. I have the Delta Gold $1000SL
Posts: 6
Registered: ‎09-05-2017
0 Kudos

Re: Finally an AMEX Member!

Awesome news! Smiley Happy  I can't wait to try for AMEx in the spring, when I come out the garden.

12/16 EQ 486 EX 490 TU 479
04/17 EQ 550 EX 565 TU 555
10/17 EQ 621 EX 619 TU 646

NFCU CLOC $15,000 | NFCU Cash Rewards $5000 | Capital One QuickSilver $500 | Walmart $400 | Capital One Secured $200

Valued Contributor
Posts: 1,802
Registered: ‎02-16-2016
0 Kudos

Re: Finally an AMEX Member!

I love Amex. I have 4 revolvers and a platinum.. all on 2 HP's 😎

Chasex3/PenFedx3/NFCUx2/BofA/BMO/AMEX x5(4 revolvers +Platinum)/CapOnex2/DCU/Blispay/Cabelas/BBVA/BB&T/HSBC/Atira/Commerce Bank/State Farm Visa........I have them all. Except Barclays. They suck. And Sync. They suck worse! And Citi,, because I Have 9,000 Inq.
In the 520-530 range in 12/2015.... Currently EQ747/TU758/EX744
NFCU & PenFed are my best friends!!

In 3/2016 I had a $1800 fully secured CapOne QS. And that was it.. Current CL $221,000 (plus my auto and RV loans)
Established Contributor
Posts: 932
Registered: ‎05-14-2017
0 Kudos

Re: Finally an AMEX Member!

Congrats! 🎉🤸🏼‍♀️
Posts: 211
Registered: ‎08-20-2017
0 Kudos

Re: Finally an AMEX Member!

Congratulations Amex is awesome!

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