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Frequent Contributor
darkfrosty
Posts: 290
Registered: ‎04-03-2013
0

Finally approved for Citi Diamond Preferred MC

Well after a week of waiting the status finally changed to approved .. I wanted a world mc to round out my credit cards but looks like i 

might not get that .. 

 

initial credit limit - 3000 :smileysad:

 

is world mc like vis sig where you need a minimum credit line of 5k ? how good is citi with clis ?

Regular Contributor
Bay_Area_Joe
Posts: 244
Registered: ‎10-05-2012
0

Re: Finally approved for Citi Diamond Preferred MC

You got the "World" Version of the Diamond Preferred ? Is the logo still orange/red or silver like the CSP card ? thanks

$ 197,650 IN TOTAL CREDIT LINES.
MyFICO EQ 777 on 9/3/13 , MyFICO TU 787 on 9/3/13, MyFico EX Score 771 on 8/27/13
Pen Fed Visa 19k, Pen Fed LOC 20k, Citi Hilton Honors 15k, Chase Sapphire Preferred 19.9k, Citi MC Diamond Preferred 12.2k, Chase Marriott PR Sig Visa 12k, Chase Priority 5k, Sams Discover 20k, Amex Hilton Surpass 2k, BofA Hawaii 5k
Discover More 16.25k, Chase Southwest Visa 3.5k, Wells Fargo LOC 10k,
B of A Visa 20k, Wells Plat Visa 6.7k RC Willey 5k Discover IT 4k AMEX TE 2k
Frequent Contributor
darkfrosty
Posts: 290
Registered: ‎04-03-2013
0

Re: Finally approved for Citi Diamond Preferred MC

dunno dont have the card yet but i really would like a larger credit limit .. anything i can do about it ?

Valued Member
grubs
Posts: 85
Registered: ‎11-13-2012
0

Re: Finally approved for Citi Diamond Preferred MC

I think you will like Citi CLI and they way they go about it. One CLI every six months online via SP. if they don't approve your requested amount they will counter offer.
Frequent Contributor
darkfrosty
Posts: 290
Registered: ‎04-03-2013
0

Re: Finally approved for Citi Diamond Preferred MC

[ Edited ]

can i contact them to possibly increase my limit now ?? any backdoor number ?

 

update

 

well i called the backdoor number for the presidential office or whatever and she said she will ask her analysts to re-evaluate for a higher limit but i told 

her i dont want another hard pull on my credit and she said there shouldnt be 

Valued Contributor
crunching_numbers
Posts: 1,093
Registered: ‎02-15-2012
0

Re: Finally approved for Citi Diamond Preferred MC


darkfrosty wrote:

Well after a week of waiting the status finally changed to approved .. I wanted a world mc to round out my credit cards but looks like i 

might not get that .. 

 

initial credit limit - 3000 :smileysad:

 

is world mc like vis sig where you need a minimum credit line of 5k ? how good is citi with clis ?


Check out my siggy lines. $3K from Citi Diamond Pref.  Don't understand Citi. I am just past the one year mark. no CLI. Citi hates me now, and I don't know why. Chase and AMEX like me. Even fickle Barclays likes me. Not Citi. They said I have too much unused credit line available with OTHER cards. Probably the same issue they have with you. Gve me a horrible interest rate too.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 783 TU98 , 813 TU08 FICO, 744 EQ FICO , 735 EX(9/12), 794 EX08 FICO, 809 EX08 bankcard FICO
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (20.7K), BofA Travel Rewards ($17.5), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (15K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Disc It ($8K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Wally D ($7.5K), JCP($5.3K)
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Finally approved for Citi Diamond Preferred MC

Citi blows!
Bahahhahaha
I can almost pwomise you, you WILL get another HP!!
But good luck 😁
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
darkfrosty
Posts: 290
Registered: ‎04-03-2013
0

Re: Finally approved for Citi Diamond Preferred MC

please dont tell me that:smileysad:

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Finally approved for Citi Diamond Preferred MC

Im sorry...
But they hp'ed my EQ three times and EXP once for a $5k dia pref approval :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
darkfrosty
Posts: 290
Registered: ‎04-03-2013
0

Re: Finally approved for Citi Diamond Preferred MC

I haven't had any cc inquiry on anything but experian .. Which is my lowest score .. It really sucks .. Asked chase about a cli and they pull experian .. So I have to hold off for a year

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