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Finally broke the 1k limit!!!!!!!!!!!!

Established Contributor

Finally broke the 1k limit!!!!!!!!!!!!

I've been trying for so long to get a decent card I didnt have to keep paying every week to keep using. I didnt even apply for this card, I just applied for an auto refi through our local CU, and with that pull they also approved a $1500 CL @ 14.99% APR.

 

I'm so thankful I dropped my car payment and got approved without even apping!

 

Very happy camper Smiley Happy

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 1 of 10
9 REPLIES
Established Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!

wow, congrats!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 2 of 10
Valued Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 3 of 10
Established Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!

Great Congrats

Amex Platinum | Discover IT | Amex BCE | Citi DCB | Chase Sapphire Reserve | Chase Sapphire Preferred | CapOne | NFCU goRewards and CLOC | Chase Freedom | Walmart | Alliant CU Visa | Couple of Biz Cards | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO (TU/EX/EQ): 737/772/752 - Total CL 215+K

Message 4 of 10
Valued Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!

Congrats! On your way to higher CLs


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 5 of 10
Regular Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!


chnceit wrote:

Congrats! On your way to higher CLs


+1 Yep!

________________________________________________________________________________________________
I’ve found that I can "charge" WHATEVER I want…. Just not all at THE SAME TIME!*Last CC App 07/2010*
Message 6 of 10
Established Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!

Congrats!!!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 7 of 10
Senior Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!

Congrats!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 10
Valued Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!

Happy for you man. 

 

What did your auto loan drop too? 

 

Does this cu report too all three bureaus?

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 9 of 10
Established Contributor

Re: Finally broke the 1k limit!!!!!!!!!!!!


creditnocash wrote:

Happy for you man. 

 

What did your auto loan drop too? 

 

Does this cu report too all three bureaus?


Thank you, and thanks to everyone.

 

The loan went from 12% to 4% and dropped my payment close to $200/month. Im not sure if they report to all three CBs, but I'll find out. I just assumed they did. I'll ask them Smiley Happy

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 10 of 10