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Finally got a SP CLI from Discover

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IWOL
Established Contributor

Finally got a SP CLI from Discover

I've had my Discover IT for about 18 months and after trying many many times I was finally able to get a SP increase of $1000 for a total CL of $5500.

 

I used the card a lot for the first 12 months or so since it was one of my first rewards card but I don't use it much anymore except for some of the 5% cats.

 

i think they are too conservative for their own good when it comes to credit limits. I spent around $30,000 on the card last year, mostly PIF even though it was at 0%.

 

I have 5 cards with 25k limits and 12 with 10k. Don't really see myself using this card much at all in the future.


Message 1 of 17
16 REPLIES 16
joedtx
Valued Contributor

Re: Finally got a SP CLI from Discover

The first year with Discover can be trying, for me they randomly gave me $250 within 3 months of having the card...yes it wasn't much but it didn't cost me a pull, I wasn't willing to take a HP during the first year.

Message 2 of 17
sultan33g
Contributor

Re: Finally got a SP CLI from Discover

Wow I just tried as well and got a 1k Bump to $4400. I have never gotten a sp cli with discover so thanks op and grats.
01/14/2015 Scores: EQ: 646 TU:667 EX: 663
03/23/15 Scores: EQ: 716 TU: 778 EX: 721

Goal Scores: 750


Message 3 of 17
racer-x
Valued Contributor

Re: Finally got a SP CLI from Discover

Ditto here.. $1k .

 

My Discover is 2 yrs old..went like this...$1675 to $5k HP, $5k to $12.9k HP, $12.9k to $4.7k CLD, $4.7k to $5.7k SP.

Message 4 of 17
Anomalous
Senior Contributor

Re: Finally got a SP CLI from Discover

Congratulations!

Keep both your credit and your body in top shape!

Message 5 of 17
MissMoni223
Senior Contributor

Re: Finally got a SP CLI from Discover

CONGRATS, great to read that Discover does grant SP CLI's!!! Cardholder for 12 months and nothing. . . Smiley Indifferent

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 6 of 17
Anonymous
Not applicable

Re: Finally got a SP CLI from Discover

whoaaa why was the CLD so much???


@racer-x wrote:

Ditto here.. $1k .

 

My Discover is 2 yrs old..went like this...$1675 to $5k HP, $5k to $12.9k HP, $12.9k to $4.7k CLD, $4.7k to $5.7k SP.


 congrats, OP. been trying to get a CLI with Discover and they won't give it. now that my balance is at 0 i'll try once the statement comes through.

Message 7 of 17
sultan33g
Contributor

Re: Finally got a SP CLI from Discover


@Anonymous wrote:

whoaaa why was the CLD so much???


@racer-x wrote:

Ditto here.. $1k .

 

My Discover is 2 yrs old..went like this...$1675 to $5k HP, $5k to $12.9k HP, $12.9k to $4.7k CLD, $4.7k to $5.7k SP.


 congrats, OP. been trying to get a CLI with Discover and they won't give it. now that my balance is at 0 i'll try once the statement comes through.


I tried it before my statement and then after my statement and no go. I tried again after my payment because I forgot to pay on statement date and once it was processed the CLI came available.

 

01/14/2015 Scores: EQ: 646 TU:667 EX: 663
03/23/15 Scores: EQ: 716 TU: 778 EX: 721

Goal Scores: 750


Message 8 of 17
sultan33g
Contributor

Re: Finally got a SP CLI from Discover

I just tried this on my DW's discover and had another successful SP CLI. this is days after payment and statement so it looks like discover is giving out SP cli's left and right.

 

Good luck

01/14/2015 Scores: EQ: 646 TU:667 EX: 663
03/23/15 Scores: EQ: 716 TU: 778 EX: 721

Goal Scores: 750


Message 9 of 17
uswala
Senior Contributor

Re: Finally got a SP CLI from Discover

Congrats on the SP CLI!

Message 10 of 17
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