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I've gotten added/authorized to my dad's Amex account and getting my first Amex in a week.
I thought I'd go credit card shopping since I'll have a ding in my score for that Amex, and I've been with two secured cards for over a year and never applied for more or requested a CLI..
I've just applied for Capital One Quicksilver Cash Rewards Master Card and I got APPROVED through their website!
I've also got accepted -sort of- for a "Discover it" card but they're asking for a co-signer (will be done)..
Within the past 24 hours, I got an Amex, Unsecured Cap1 Quicksilver, and a Discover-it
That's it for 2015 I guess!
Now you're starting to head in the right direction. Congrats on those approvals. Do you know what limit you got on the CapOne?
Thanks a lot!
It really does feel great experiencing all of this after having a 528 score in 2010..
Became an Amex MSD 2015 (Last night)
The Amex has 5k limit (I only plan to "show some activity" every month until I build history with them then get my own)
Graduated to Unsecured (Tonight)
The CapitalOne card came with $500 limit (my secured Cap1 which I've had for over a year is only $528)
I want this for the free fico score (Tomorrow?)
The Discover's status is unknown yet, seems like their system/website only approved me to be in a joint account with someone else. I'll get them the joint applicant they requested, just to get the free fico score.
While I won't be applying for more credit through 2015, I will enjoy getting offers in my mailbox from other CCC's
Two years ago, getting credit back up was a wish, getting unsecured was "too far to be seen", becoming an Amex member was a DREAM.
I feel like I owe everyone here a BIG THANK YOU for sharing the knowledge and support.. I feel like I could do anything in the world!
Nice job, Amerabian. Exciting, eh? Good cards.
Congratz a great way to start off the new year
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Congrats! Thanks for sharing.
congrats
Why was your score so low before? Baddies?
Also ''you took a whole year'' while I have heard others on here getting prime cards in 6 months.
Anyways, I respect your attitude on WAITING to get the cards you want.
You deserve more now. All the best for 2015.
Congrats!