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Finally in with Bank of America

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Anonymous
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Finally in with Bank of America

Decided to apply for the BofA Cash Rewards card today, was declined, but was counter offered with the 99/500 partially secured card. I was pretty happy about that because I've heard really great things about that card. Not the ultimate outcome I wanted, but it's my way in with BofA and still has cash back rewards. Also, since I bank with them, it's nice to expand my financial relationship with them as well. Looking forward to making this card grow later down the road.

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Finally in with Bank of America

Congrats!! I started out with a partially secured card with BofA. It went unsecured in a year with an increase. BofA treats you good when you do the right thing. Enjoy it, use it, pay it off....good luck!!Smiley Very Happy

Message 2 of 15
JustBPatient
Established Contributor

Re: Finally in with Bank of America

Well done.  BOA will grow!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 3 of 15
AverageJoesCredit
Legendary Contributor

Re: Finally in with Bank of America

99/500 card, the LITTLE ENGINE THAT COULDSmiley Happy
Message 4 of 15
Anonymous
Not applicable

Re: Finally in with Bank of America

Congrats on your approval. BoAis about the only other bank I've yet to get in with
Message 5 of 15
fltireguy
Valued Contributor

Re: Finally in with Bank of America

Its still a good outcome.. look at me..

approved 6/2016 

increase credit limit link appear... unsecured 11/16, CLI to $1K  PC platinum card to 321 rewards.

increase credit limit link appears again 3/17... SP CLI to $2.8K '

 

Wonder whats next for next month..?? Maybe another CLI link?

 

 

I have NO regrets at all on the 99//500 card. They have treated me very well!

 

 

 

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 6 of 15
AverageJoesCredit
Legendary Contributor

Re: Finally in with Bank of America

Next step for you fltireguy, will be a great cliSmiley Happy
Message 7 of 15
Anonymous
Not applicable

Re: Finally in with Bank of America

Congrats on your BoA cash rewards approval! 😊
Message 8 of 15
Anonymous
Not applicable

Re: Finally in with Bank of America

I have a question about this card for anyone who has experience with it ... It is the 3-2-1 rewards, and I noticed that it also offers an additional 10% cash back if the cash back is redeemed through a qualifying Bank of American Checking or Savings account. Now, this would be awesome because it turns this card into a 11, 12, and 13% cash back card! ... My question, however, is what does BofA consider a "qualifying" account? I have a checking with them, and would definitely be redeeming the cash back to be deposited into my checking for that extra 10% .... Anyone have any experience with this specific feature/offer? 

Message 9 of 15
Anonymous
Not applicable

Re: Finally in with Bank of America

 

 

Actually I answered my own question! I went to the submit form to act as if I was redeeming, and in the drop down menu I noticed that our joint checking account was listed with the 10% bonus next to it! ... Man, this card just got a lot better with that large of a cash back reward!!! 

 

 

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Message 10 of 15
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