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My EQ report has improved a little (5 new accounts in last 6 months/7 Inq in last 6 months). Approved for Penfed Promise @5k. Small limit but I'll take it. I transferred 5k into my Penfed share account prior to application which may have helped. Didn't have to recon which I thought for sure I would have to do. They asked if I wanted to open a checking account which I did and then they asked about overdraft protection. No additional HP so I said sure. Approved for $500 overdraft protection. Not a lot but I'll take it too.
Product approved and Limit: Promisa Visa, 5k
EQ Fico Score: 705
Penfed Nextgen Score: They didn't tell me
AAOA: 1.10 years/months
Derogs?: 0
Total EQ Inquiries: 42
Last year: 32
Last 6 months: 7
Congrats, 12njoy!!
@Anonymous wrote:Congrats, 12njoy!!
Thanks so much
@baller4life wrote:
Awesome 12! Congratulations!!!
Thanks Baller
My partner started at $5k to and with one use in like 4 months of under $100 he then was approved CLI to $20k.... so don't worry about the $5k limit, just try for a cli at 89 days or whatever before the hp expires.
congrats! Feels great to be in with them don't you think?
@Creditaddict wrote:My partner started at $5k to and with one use in like 4 months of under $100 he then was approved CLI to $20k.... so don't worry about the $5k limit, just try for a cli at 89 days or whatever before the hp expires.
Thanks for the helpful tip CA as always!
@Anonymous wrote:congrats! Feels great to be in with them don't you think?
Oh yes it does. I've now gotten in with everyone (except Comenity) who initially refused to let me in.