Finally some Capital 1 LUV

janie1234 · ‎12-12-2013

I recieved a cash rewards card in June with a start up limit of 500$ In October I recieved an offer to upgrade the card to the quicksilver w/ better rewards, so i did that. I made all my payments on time and hit the luv button on November 30th, the message and letter i got in the mail stated that the card had not been open for suffiecient time. I logged on the other day to scedule my January payment and saw a 1K CL increase. This is now my highest limit and I am super stoked as I begin to see the rewards of rebuidling my credit. This increase should help a lot since it make my UTI look a lot better, my other new card is the barclay card but they only gave me a 500 CL and there really is not much you purchase on that w/o using up a huge portion of your UTI. Thanks for the luv cap 1, and happy holidays community peeps!

Credit journey started in 2012
TU - 631, EQ - 550 & EX - 601

6/6/14 Lender Pull

TU- 724, EQ - 680 & EX-686

Current Goal scores 700 across the board

John060675 · ‎12-12-2013

Congratulations to you! Keep it going!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU

Take the myFICO Fitness Challenge

robbulous · ‎12-12-2013

Congrats! Thanks for sharing.

NPSL.................$30,000............$28,000.............$20,500............$28,000............$80,000............$19,000............$21,300..............$20,500
Current FICO Score Across All 3: 770+..... GOAL: 800+ Current Utilization: 5%....... Infiniti Financial Auto Loan at 1.9%

coldnmn · ‎12-12-2013

Congrats! Barclay has given me a CLI every 6 months for the last 18 months. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

sweetschuni · ‎12-12-2013

Good for you! Congratulations and happy holidays to you and yours as well

Licensed REALTOR in the state of Georgia - "Far and away the best prize that life has to offer is the chance to work hard at work worth doing" Theodore Roosevelt

alvon123 · ‎12-12-2013

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

myjourney · ‎12-12-2013

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

uswala · ‎12-12-2013

Congrats!