@Anonymous wrote:Just want to share my success!
I became a member of penfed back in July 2016. I app'd for the promise visa and it denied, recon'd and decision stayed. My nextgen was about 633 if im not mistaken at the time. Yesterday, I decided what the heck and apply again. I called and I first app'd for the platinum cash rewards and it was sent to a LO. The rep put me on hold and came back with an approval for a $1,500. Sad but Im in the door. Then I decided to app for a used auto refi with the same hard pull. Put me on hold again and came back with another approval at 3.45% for 60 months! He suggested the LOC but that was unfountely denied. I tried to recon the limit on the card since I have a NFCU card at $18,000 and the denial on the LOC but no luck on both. Did the survey, got a call and no luck. I got the denial message today and my current nextgen is 693.
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It took me a few tries also, i got a small SL also. After survey i ended getting a second card, a Gold card, with a limit of 20% of the 1st one. Weird i know. now between the two, limits around 10k now after just 6 months. along with a checking savings and an overdraft loan thingie.
