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Finaly CLI from Chase!

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uswala
Senior Contributor

Re: Finaly CLI from Chase!


@vladrad wrote:

Yes!

 

They will ask you something like this.

 

******************************************************************************************************************************************************

 

Dear ********,

Thank you for contacting Chase to request a credit line 
increase on your account.

In order to process a credit line increase on your 
account, here's what you need to know: 

* You can apply for an increase up to $19,000.00 without 
Chase obtaining a copy of your credit report as long as 
the offer remains available. 

* If you request an increase over $19,000.00 or the above 
offer is no longer available, you authorize Chase to 
obtain a copy of your credit report, credit report 
history, and any other information needed in order to 
determine if the request can be approved. 

Here's what we need from you: 

* We need your gross annual income to process a credit 
line increase. You don't need to tell us about alimony, 
child support or separate maintenance income if you don't 
want to consider these as a basis for repayment. Gross 
Annual Income is income that you are able to use for 
repaying your debts. Examples include income earned from 
salaries, investments, rental properties, Social Security 
benefits, and retirement accounts. 

* We also need to know the amount of the credit line 
increase you're requesting. 

* Finally we need your Housing Status of Own or Rent as 
well as your monthly housing payment. 

* Please reply to this email with the above listed 
information. After we receive your response, we'll email 
you back to let you know if your request was approved. 

If you have any further questions, please reply using the 
Secure Message Center. 

Thank you,

chase data...

 

**************************************************************************************************************************************************************************************************


That is interesting. Seems Chase is changing.

Message 11 of 23
Imperfectfuture
Super Contributor

Re: Finaly CLI from Chase!

Cool. Think they will start doing that for recons? One can only wish Smiley Happy
Signature needs updating
Message 12 of 23
Anonymous
Not applicable

Re: Finaly CLI from Chase!

Unreal... CLI with a SP. Congrats and great CL!
Message 13 of 23
changingmantra2
Regular Contributor

Re: Finaly CLI from Chase!

Congratulations!

 

How long have you had this account open?  I have never tried to get a CLI from Chase - thought I should just wait to see when my account hits a year in Jan.  Hmmm - wondering now.

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Message 14 of 23
coldnmn
Mega Contributor

Re: Finaly CLI from Chase!

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 15 of 23
vladrad
Contributor

Re: Finaly CLI from Chase!

My account is open with them for about 1 year. Also I have relatively short credit history in general. I got my first secured credit card on 09/2012.

Citi "Diamond Preferred" (1k), Bank of America (12k), Capital One - secured (0.7k), AMEX Green - (5k), Chase Freedom (4.5k), Chase Slate (3.2k), Discover (3,75k), Chase Explorer (19k), Oldnavy (2.2k), Chase Amazon (3k), Orbitz Rewards (8k), Citi Double Cash (10,4k),
Message 16 of 23
newhis
Valued Contributor

Re: Finaly CLI from Chase!

I told my DW to ask for a CLI after seeing your message, let's see what happens. Only 4 statements, the 5th cut in 3 days. The card started at $500 because there was not a single card reported in EX and that's what Chase pulled, only 2 HP.

 

Asked for SP CLI, don't want HP right now.

Message 17 of 23
Ysettle4
Valued Contributor

Re: Finaly CLI from Chase!


@vladrad wrote:

Yes!

 

They will ask you something like this.

 

******************************************************************************************************************************************************

 

Dear ********,

Thank you for contacting Chase to request a credit line 
increase on your account.

In order to process a credit line increase on your 
account, here's what you need to know: 

* You can apply for an increase up to $19,000.00 without 
Chase obtaining a copy of your credit report as long as 
the offer remains available. 

* If you request an increase over $19,000.00 or the above 
offer is no longer available, you authorize Chase to 
obtain a copy of your credit report, credit report 
history, and any other information needed in order to 
determine if the request can be approved. 

Here's what we need from you: 

* We need your gross annual income to process a credit 
line increase. You don't need to tell us about alimony, 
child support or separate maintenance income if you don't 
want to consider these as a basis for repayment. Gross 
Annual Income is income that you are able to use for 
repaying your debts. Examples include income earned from 
salaries, investments, rental properties, Social Security 
benefits, and retirement accounts. 

* We also need to know the amount of the credit line 
increase you're requesting. 

* Finally we need your Housing Status of Own or Rent as 
well as your monthly housing payment. 

* Please reply to this email with the above listed 
information. After we receive your response, we'll email 
you back to let you know if your request was approved. 

If you have any further questions, please reply using the 
Secure Message Center. 

Thank you,

chase data...

 

**************************************************************************************************************************************************************************************************


There was already a pending offer to grant you a CLI. Otherwise this would have been a HP.

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 18 of 23
alvon123
Super Contributor

Re: Finaly CLI from Chase!

congrats


Message 19 of 23
Anonymous
Not applicable

Re: Finaly CLI from Chase!

Fantastic CL, congrats

Message 20 of 23
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