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Finaly CLI from Chase!

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chalupaman
Super Contributor

Re: Finaly CLI from Chase!

Wow. That's great. Also glad that you can have up to 4 cards with Chase. That's amazing right there and congrats to you.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 21 of 23
changingmantra2
Regular Contributor

Re: Finaly CLI from Chase!


@vladrad wrote:

Yes!

 

They will ask you something like this.

 

******************************************************************************************************************************************************

 

Dear ********,

Thank you for contacting Chase to request a credit line 
increase on your account.

In order to process a credit line increase on your 
account, here's what you need to know: 

* You can apply for an increase up to $19,000.00 without 
Chase obtaining a copy of your credit report as long as 
the offer remains available. 

* If you request an increase over $19,000.00 or the above 
offer is no longer available, you authorize Chase to 
obtain a copy of your credit report, credit report 
history, and any other information needed in order to 
determine if the request can be approved. 

Here's what we need from you: 

* We need your gross annual income to process a credit 
line increase. You don't need to tell us about alimony, 
child support or separate maintenance income if you don't 
want to consider these as a basis for repayment. Gross 
Annual Income is income that you are able to use for 
repaying your debts. Examples include income earned from 
salaries, investments, rental properties, Social Security 
benefits, and retirement accounts. 

* We also need to know the amount of the credit line 
increase you're requesting. 

* Finally we need your Housing Status of Own or Rent as 
well as your monthly housing payment. 

* Please reply to this email with the above listed 
information. After we receive your response, we'll email 
you back to let you know if your request was approved. 

If you have any further questions, please reply using the 
Secure Message Center. 

Thank you,

chase data...

 

**************************************************************************************************************************************************************************************************


I decided to try this today - I got the same pasted message - EXCEPT - mine said they would pull a credit report.  I passed on it - I will see what happens on my 1-year anniversary in a month or two.  Congrats - again.

“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”
― Maya Angelou
Message 22 of 23
9CLINE
Valued Contributor

Re: Finaly CLI from Chase!

Congrats.

Message 23 of 23
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