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Fingerhut CLI (UPDATED)

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JSS3
Valued Contributor

Fingerhut CLI (UPDATED)

Has Fingerhut ever given you a temporary credit limit increase?

 

I just received my 3rd auto increase from FH. However, this notice was unlike the other two as it has temporary increase in the email. I know FH will slash limits when the card is inactive. I've used mine reguarly with about a month of nonuse in between, so inactivity doesn't pertain to me, but I do wonder if they'll give me this temp increase to see if I'll take advantage of it for the Holidays then slash it when I don't. My last payment to FH was earlier this month. For the Holidays, I have other cards I'll use and want to take a break from FH for a month or two. 

 

FYI: I'm getting auto increases every 4 months.  SL: $200 > $500>$1100>$1500

 

*Called customer service and they said it's a temp limit until early next year. If I don't use it, it'll go back to my last/current limit($1,100)

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2 REPLIES 2
soccrstar
New Contributor

Re: Fingerhut CLI (UPDATED)

nice! congrats! it definitely grows! currently my highest limit at $3,100 dollars. I get a credit limit every 6-12 months!

 

I wish my other cards were like that!


EQ: 632 FICO8 / EX: 622 FICO8 / TU: 648 FICO8 / EQ: 648 FICO9 / EX: 652 FICO9 / TU: 624 FICO9 / Credit Karma: 633 Transunion 622 Equifax / Credit Sesame 633 / Positive Open Loan Tradelines: Auto loan $42000 / NEWEST CARD - Don't Remember / goal by 2019: 650 or more FICO8 across the board
Message 2 of 3
CodyAB31
Member

Re: Fingerhut CLI (UPDATED)

Got the same letter and it basically said they would give me a "temp" $500 increase and if I used it it would be permanant.  If not it would go back down in Jan 14.  Letter said they would give the permanant increase based on how much I spent up to the $500.  So if I spend $250 the permanant increase would be $250....at least thats the way I understand it.  I regularly get CLIs with them.  Started at like 250 now at 1000.  Dont use it much though.

11/13 - EX 674 MyFico - EQ 660 MyFico - TU 675 WMart Fico

TTFCU 3500 - AMEX Green NPSL - Discover IT 800 - Amazon 1400
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