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Has Fingerhut ever given you a temporary credit limit increase?
I just received my 3rd auto increase from FH. However, this notice was unlike the other two as it has temporary increase in the email. I know FH will slash limits when the card is inactive. I've used mine reguarly with about a month of nonuse in between, so inactivity doesn't pertain to me, but I do wonder if they'll give me this temp increase to see if I'll take advantage of it for the Holidays then slash it when I don't. My last payment to FH was earlier this month. For the Holidays, I have other cards I'll use and want to take a break from FH for a month or two.
FYI: I'm getting auto increases every 4 months. SL: $200 > $500>$1100>$1500
*Called customer service and they said it's a temp limit until early next year. If I don't use it, it'll go back to my last/current limit($1,100)
nice! congrats! it definitely grows! currently my highest limit at $3,100 dollars. I get a credit limit every 6-12 months!
I wish my other cards were like that!
Got the same letter and it basically said they would give me a "temp" $500 increase and if I used it it would be permanant. If not it would go back down in Jan 14. Letter said they would give the permanant increase based on how much I spent up to the $500. So if I spend $250 the permanant increase would be $250....at least thats the way I understand it. I regularly get CLIs with them. Started at like 250 now at 1000. Dont use it much though.