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Fingerhut credit limit increase

Super Contributor

Fingerhut credit limit increase

Inquiring minds may like to know. A credit forum just wouldn't be complete without a mention for catalog retail veteran Fingerhut sponsored by Webank.

This one was another mail preapproval in a series that spread all along 2013 for me.

Yea i know, overly high priced items and all that but some personal details to pass along for posterity sake.

Approved at a starting limit of (1000) back in July 2013.

Made a single 40 dollar clothing purchase in November and rolled half of it over to PIF.

Exactly 6 months to the day (today), notified by email of a credit limit increase to 1300.

It is what it is and at least they report as well as auto cli something.
Message 1 of 9
8 REPLIES
Mega Contributor

Re: Fingerhut credit limit increase

Congrats! It's a great step in your credit journey!  Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 9
Moderator

Re: Fingerhut credit limit increase

Congrats on the CLI Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 3 of 9
Senior Contributor

Re: Fingerhut credit limit increase

Fantastic progress OP!

Message 4 of 9
Super Contributor

Re: Fingerhut credit limit increase

Congrats on the auto luv 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 9
Super Contributor

Re: Fingerhut credit limit increase

In the distant past, and i do mean 20th Century era past, i remember my mom combing thru their catalogs and ordering this and that from them. I think i felt some sentimental favor over those childhood family memories especially at Christmas season.
Message 6 of 9
Super Contributor

Re: Fingerhut credit limit increase

Amazing CL with Fingerhut!
Starting Score: 802
Current Score: 821
Goal Score: 850


Take the myFICO Fitness Challenge
Message 7 of 9
Senior Contributor

Re: Fingerhut credit limit increase

congrats


Message 8 of 9
Valued Contributor

Re: Fingerhut credit limit increase


CreditMagic7 wrote:
Inquiring minds may like to know. A credit forum just wouldn't be complete without a mention for catalog retail veteran Fingerhut sponsored by Webank.

This one was another mail preapproval in a series that spread all along 2013 for me.

Yea i know, overly high priced items and all that but some personal details to pass along for posterity sake.

Approved at a starting limit of (1000) back in July 2013.

Made a single 40 dollar clothing purchase in November and rolled half of it over to PIF.

Exactly 6 months to the day (today), notified by email of a credit limit increase to 1300.

It is what it is and at least they report as well as auto cli something.

Congrat on the CLI. That's real good for fingerhut

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 9 of 9