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Starting my first app spree. When I became a member of MyFico which was on 6/12/15, I was without a car for about year. Last week I was approved for a loan and got my car! I love it ! Now I am applying for some credit cards. I currently have CreditOne Bank. That was my only CC before the app spree. Credit Limit is $300, opened since Jan. 2015. Called to get a CLI. Denied. They state my account is too new. Ugh!
I was in Old Nacy and I applied for an Old Navy CC... $700 CL. Today, I applied for a Walmart instore. Was approved for $1400. On the paper it said it was a "temporary increase". I am sure it is going to decrease, but I don't think anything under $1000. I am pretty pleased with this.
Just appleid for the Amazon Rewards Card..got the 30 day message. :/ Going to call them in a few to see what is up.
I'd like to apply for a non store card...but I am not sure which one. Any suggestions...My scores 630 EQ, 688, TU, 684 EX. Both the EX and TU updated today. My EQ is always slow to update.
I am kinda concerned my score is going to significantly decrease once my car loan and the other two cards report. :/
congrats, I would start with capital one, if not just garden for a while before applying
Capital One!
@Anonymous wrote:Starting my first app spree. When I became a member of MyFico which was on 6/12/15, I was without a car for about year. Last week I was approved for a loan and got my car! I love it ! Now I am applying for some credit cards. I currently have CreditOne Bank. That was my only CC before the app spree. Credit Limit is $300, opened since Jan. 2015. Called to get a CLI. Denied. They state my account is too new. Ugh!
I was in Old Nacy and I applied for an Old Navy CC... $700 CL. Today, I applied for a Walmart instore. Was approved for $1400. On the paper it said it was a "temporary increase". I am sure it is going to decrease, but I don't think anything under $1000. I am pretty pleased with this.
Just appleid for the Amazon Rewards Card..got the 30 day message. :/ Going to call them in a few to see what is up.
I'd like to apply for a non store card...but I am not sure which one. Any suggestions...My scores 630 EQ, 688, TU, 684 EX. Both the EX and TU updated today. My EQ is always slow to update.
I am kinda concerned my score is going to significantly decrease once my car loan and the other two cards report. :/
I suggest you stop applying for store cards
Try for a Capital One Platinum or Quicksilver, or a Barclay Rewards card.
If you get turned down for them, then stop applying for awhile.
If you get accepted for them, then stop applying for awhile.
Congratulations! I also agree - Capital One!
Yes. Capital One.
In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BofA Travel Rewards 3.5k; BofA Travel Rewards 3.5k; BofA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 66,200. 7/2-FICO: EQ - 788; TU - 777; EX - 690; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 7; EX 7; Chapter 13 seven years May, 2015. Reset my garden date to 6/27. Gardening until further notice.