First chase credit card - Chase Sapphire Preferred, low CLI?

[spankyspanky]

Applied for the chase CSP online to net the 40,000 bonus miles and I was instantly approved, but the CL is extremely small compared to my other cards.   Is this a normal chase move?    I have 14 or 15 cards, utll is under 3%,  Just wondering if a phone call would result in a CLI, or if it would be a waste of time.     I am not a fan of chase to begin with,  but spending $3,000 in 3 months for the $500 reward is worth it to me.   I just try and keep my CL's all in the same realm.

Thank You.

[FinStar]

A phone call will result in another HP to CLI, and with no guarantee that you will get what you expect.  If your profile merited a higher CL from the get-go, they would have given you a higher CL upon approval.

[spankyspanky]

I have top tier credit, hence why I was curious.     I'm not going to take another hard pull, so thank you very much for giving me that info.  Once the reward points post, I'll just cancel the card.

[uswala]

Chase have been really bad with me as well. Freedom was my second card and first from a prime lender. I have asked for CLI so many times, they do HP and give me peanuts. It is my second lowest CL, still struck on $2000.

[ExplicitElicit]

Chase likes to see usage. I stopped using them and switched to amex for a few months and the love stopped. They like to be the card you use, show them love and PIF and they will take care of you.

[spankyspanky]

My go to cards are all amex,    Blue Cash, and Platinum are the only two cards that I use.    Maybe I should have included CSP came in with a CL of $17k, which is $13,000 less than my lowest card which is a discover that I haven't used for years.

[skigirl916]

What's this tiny CL you speak of? Is $5K small to you?

[spankyspanky]

I do not believe the amount matters, I'm based off %.     If they gave me $500, and all of my other cards were $1000, I would make the same post.

[Anonymous]

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@spankyspanky wrote:

My go to cards are all amex,    Blue Cash, and Platinum are the only two cards that I use.    Maybe I should have included CSP came in with a CL of $17k, which is $13,000 less than my lowest card which is a discover that I haven't used for years.

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A starting CL of $17K for the CSP is pretty darn good.  Most CSP CLs that I have seen here are around or below $10K.  There are a few above but your $17K is in the upper tier.

[spankyspanky]

I guess that makes me feel better.   I'll run through the $3,000 minimum in three months for the $500 bonus, and I'll see if an auto CLI happens.

Thanks again.