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Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

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Xarquinn
New Contributor
‎11-01-2013 12:32 PM
‎11-01-2013 12:32 PM

Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

Instant increase from 300 to 800.

Starting Score: Low 500's (BK Ch7 Discharged 3/2010) Back in with almost all of the creditors that I burned.
Current Scores: 760 - 800 (BK dropped off Nov 2019)
Alliant CU Visa 10k; Merrick Bank 0.4k (keeping for age); Lowes 25k; Target MC 13k; Capital One 8k; PayPal 10k; Total Rewards (Comenity) 25k; Amex BCP 38k; Discover 28k; PenFed 15k, Chase Amazon 20k; FNBO 28k; Citibank 30k; BlockFi 15k; X1 33k. Local Credit Union HELCO: 97k. Utilization around 30% incl HELCO
Message 1 of 10
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coldnmn
Mega Contributor
‎11-01-2013 12:36 PM
‎11-01-2013 12:36 PM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

Congrats always good to here positive posts!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 10
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d12
New Contributor
‎11-01-2013 12:41 PM
‎11-01-2013 12:41 PM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

I got the same increase.  Smiley Happy

Cap One Quicksilver ($10,000); Barclays Rewards WMC ($7200); Lowes ($4050); Wal-mart ($3250); HSN ($1800); Amazon ($2300); Sportsmans Guide Visa ($1400); Target ($700); Victoria's Secret ($900)

EX: 806, EQ: 780, WM TU: 806
Message 3 of 10
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chan85
Established Contributor
‎11-01-2013 07:27 PM
‎11-01-2013 07:27 PM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

@d12 wrote:

I got the same increase.  Smiley Happy

Me too! This must be their standard for $300 cards....

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 4 of 10
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LearningMoreAboutCredit
Frequent Contributor
‎11-01-2013 07:47 PM
‎11-01-2013 07:47 PM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

I got a credit line increase for $500 myself. I've had the card since 2008. Although it was a small increase I had to go through EO just to get it. Raised my limit to $2500.

Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 5 of 10
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09Lexie
Moderator Emerita
‎11-01-2013 07:54 PM
‎11-01-2013 07:54 PM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

Congrats!

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 6 of 10
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roxxor
Established Member
‎11-01-2013 07:58 PM
‎11-01-2013 07:58 PM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

Was everyone's LUV request instant? I just did them for my 2 converted Orchard Bank cards, inputted my info and got the "you will receive a response once we have completed our review" message. Keeping my fingers crossed!

 

EDIT: Sorry, must have been typing this as the post was moved. Please feel free to delete! Smiley Embarassed

Message 7 of 10
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roxxor
Established Member
‎11-01-2013 08:03 PM
‎11-01-2013 08:03 PM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

Was everyone's LUV button request an instant response? I just gave it a shot for my 2 converted Orchard Bank cards, inputted my info and got the "you will receive a response once we have completed our review" message. Keeping my fingers crossed!!!

Message 8 of 10
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Xarquinn
New Contributor
‎11-02-2013 06:37 AM
‎11-02-2013 06:37 AM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

Mine was instant.  I have been trying once a month since the conversion.  Was about to give up.

Starting Score: Low 500's (BK Ch7 Discharged 3/2010) Back in with almost all of the creditors that I burned.
Current Scores: 760 - 800 (BK dropped off Nov 2019)
Alliant CU Visa 10k; Merrick Bank 0.4k (keeping for age); Lowes 25k; Target MC 13k; Capital One 8k; PayPal 10k; Total Rewards (Comenity) 25k; Amex BCP 38k; Discover 28k; PenFed 15k, Chase Amazon 20k; FNBO 28k; Citibank 30k; BlockFi 15k; X1 33k. Local Credit Union HELCO: 97k. Utilization around 30% incl HELCO
Message 9 of 10
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d12
New Contributor
‎11-02-2013 09:45 AM
‎11-02-2013 09:45 AM

Re: Former HSBC Orchard Bank ----> Capital One LUV Button Finally Working

Mine was instant, too.

Cap One Quicksilver ($10,000); Barclays Rewards WMC ($7200); Lowes ($4050); Wal-mart ($3250); HSN ($1800); Amazon ($2300); Sportsmans Guide Visa ($1400); Target ($700); Victoria's Secret ($900)

EX: 806, EQ: 780, WM TU: 806
Message 10 of 10
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