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I decided to join Forum Credit Union, based out of Noblesville Indiana, once membership was approved, I applied for their Mastercard, was Instantly approved for $20,000.00 with an APR of 7.25%! Mind blown! Then I slid on over and applied for a PLOC, instantly approved for $15,000.00 with an APR of 7.99%! Their CSR is super friendly, called me to confirm my transactions, then emailed me my docs to sign, and that was it! They have a very generous charter if you live in Indiana! Very impressed so far, and they also pulled Equifax, one pull was used for membership, CC and PLOC!
Congrats! Well done!
Good job and enjoy it..
Great limits and apr on both of those. Congrats!!!!
Awesome!
In my wallet: Venture 15k; Barclay Ring 12.5k; Discover 10k; PenFed Platinum Rewards Visa 10k; PenFed Promise 10k; CareCredit 7.7k; Amazon Store Card 5k. QS 5k; BA Travel Rewards 3.5k; BA Travel Rewards 3.5k; BA Platinum Visa 2k; Barclay Apple Rewards 2k. Total Credit: 86,200. 7/2-FICO: EQ - 788; TU - 779; EX - 690; Utilization: 10%; GOAL: 780 across the board then 800 across the board. Inquiries: EQ: 7 TU: 6; EX 3; Chapter 13 seven years May, 2015. Reset my garden date to 7/7. Gardening until further notice.
Congrats
So, do you like FORUM?
I just joined them this week; wanted something local so I can make cash deposits. There website looks alright, and they use the Alliance One ATM network which is a big plus for central Indiana. There fee schedule is confusing/inaccurate. I'm hoping I can make this my primary bank.
Also, you forgot to mention, their credit card also features 1% cash-back rewards