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Member
Posts: 76
Registered: ‎04-30-2013
0

Freedom to CSP PC successful!!!!

Just changed my regular chase freedom to sapphire preferred! Spoke to underwriter today who approved the product change and I should have my new card in the next 7-10 days yay!! So this PC is possible everyone!
1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Valued Contributor
Posts: 2,669
Registered: ‎06-05-2008
0

Re: Freedom to CSP PC successful!!!!


kmkotas wrote:
Just changed my regular chase freedom to sapphire preferred! Spoke to underwriter today who approved the product change and I should have my new card in the next 7-10 days yay!! So this PC is possible everyone!

Sweet.  I've been eyeballing it, but decided PC to the freedom sig instead, with no annual fee.  Besides the awesome metal card, how do you justify the extra cost?  Is it just worth it to have the metal?  I'm tempted...  but I hate annual fees.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Established Member
Posts: 23
Registered: ‎02-19-2013
0

Re: Freedom to CSP PC successful!!!!

Did you still get the signup bonus when you do this?  If not, then hardly worth it for just a metal card.  The whole point to having the CSP is to have th Freedom to utilize the the UR bonuses involved.  Also, the signup bonus for the CSP helps pay for at least 4 annual fees.

MY WALLET: Chase Sapphire Preferred $12,500, Chase Freedom $12,500, Chase Ink Bold NPSL, Amex Blue Cash Everyday $25,000, Bank Americard Cash Rewards $17,500, Discover It $9,000
Contributor
Posts: 208
Registered: ‎03-20-2013
0

Re: Freedom to CSP PC successful!!!!

But you don't get the 40k Bonus UR points... Smiley Sad



Amex BCE: $16.5k, Discover It: $5k, Chase Freedom Visa: $10k, Fidelity Amex: $7.5k, PenFed Cash Rewards Visa: $3.5k, CapOne Union Plus MC: $4.5k, Barclays Upromise MC: $5k, BoA Cash Rewards 123 MC: $1.5k
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Freedom to CSP PC successful!!!!

Congrats on the PC. Like others have commented, PC to Signature and app for the CSP would have been the way to go to reap the best benefits/rewards.
Valued Contributor
Posts: 1,069
Registered: ‎03-16-2013
0

Re: Freedom to CSP PC successful!!!!

I would call up or write to EO and see if you can get the promotion. 

Member
Posts: 76
Registered: ‎04-30-2013
0

Re: Freedom to CSP PC successful!!!!

I don't think it's possible but I will try. Anyone else tried this??
1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Member
Posts: 76
Registered: ‎04-30-2013
0

Re: Freedom to CSP PC successful!!!!

For those who asked, I did not apply for this card because I did not want another inquiry. I already opened a new Amex Gold and a Discover It this month and so I'm not sure if it would approve. I plan on using this card for travel and the no foreign transaction fees alone will more than pay for the annual fee. Those 40,000 points do sound nice though.
1st Financial Bank USA Mastercard (2007) $1,900.00
Chase Sapphire Preferred (2008) $16,000
American Express Gold (April 2013) NPSL
Discover It (April 2013) $5,000
**Experian 765, Equifax 782, TU 787**
Valued Member
Posts: 313
Registered: ‎04-25-2013
0

Re: Freedom to CSP PC successful!!!!

congrats on the change!

In my Snoopy holder: NFCU Flagship Sig Visa-- $11K | Chase Freedom -- $2500 | AMEX BCE -- $2000 | Amazon Visa -- $2000 | Discover It $1500| Old Navy Visa -- $1000 | Target Red Card -- $300

TU (Disc Pull 4/29/13) -- 752 | AmexEQ (6/13/13) -- 728 | AmexEXP-- 737 | AmexTU-- 737 (5/28/13)
Goals: 740 EQ/EXP/TU
Gardening until 12/3/13 -- or longer
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Freedom to CSP PC successful!!!!

Grats on the change!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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