You gotta feel that metal! LOL.
Is this going to hurt my credit score since the 16,000 credit line won't be showing up anymore since CSP is a Signature visa which is supposedly NPSL. Ughhhh wish I was told this during the PC. Having second thoughts now...
Chase reports CL even for visa signature cards.
From what I know, BofA is the only odd ball that's still not reporting CLs for signature cards.
So it will still say $16,000 and not my highest balance? That just sounds like a big mess and I don't even want to deal with it. If it does have a negative impact could I downgrade back to the regular Freedom and apply for CSP later??
it will reflect your CL, not your highest balance. it may sound confusing but it isn't haha. just regard it as a normal card that isn't NPSL.
I am not sure if you can keep doing product changes. Normally there's a "waiting" time before you can PC again.
There's no negatives as far as how the card works and its feature. The only negative is the 40k UR sign-up bonus that you don't get for doing a PC.