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From Plain Ole Walmart ----------> Discover Walmart.....

Established Contributor

From Plain Ole Walmart ----------> Discover Walmart.....

So I have a plain ole vanilla Walmart Card and want to convert to the Discover Walmart.. I already have Discover IT.. Does anyone know how to convert? Would it still be issued and managed by GE? Thanks..

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 1 of 12
11 REPLIES
Valued Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....

You can't convert it unless they offer you an upgrade.  Other than that you'd have to reapply to see if you qualify and yes it is still under GE.  


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 2 of 12
Established Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....


Rhaeny wrote:

You can't convert it unless they offer you an upgrade.  Other than that you'd have to reapply to see if you qualify and yes it is still under GE.  


Okay, great, thank you...

 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 3 of 12
Senior Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....

You must wait!!
Patience is key :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 12
Established Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....

Well.... Ok young!! Smiley Happy.
$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 5 of 12
Senior Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....

Lol :-) Im just saying bc GECRB will not budge on these upgrades.
They rely on the computers to make the decision!
Ime: after 26 months (nov 2012) I rec'd the invite to upgrade :-) I never ever ever was late or OTL or defaulted in any way. My tu fico was 670'ish.
I started with an $800 store version and now have a $15,000 Discover version :-)

Just stay on the right track! And please don't waste a hp re-applying for the Discover version lol I did, and I regret it. :-/
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 12
Established Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....

Whoa!!! That's outstanding.

Will do....
$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Message 7 of 12
Valued Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....

It will still be backed by GE.  It has nothing to do with discover other than it runs on their network.  You can reapply but you run the risk of having two regular walmart cards.  Just continue to give it lots of usage and PIF.  Also keep the rest of your report in good shape with low utilization.  Also make sure your getting your four month CLI's while you wait.  Good luck.

Message 8 of 12
Established Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....


youngandcreditwrthy wrote:
Lol :-) Im just saying bc GECRB will not budge on these upgrades.
They rely on the computers to make the decision!
Ime: after 26 months (nov 2012) I rec'd the invite to upgrade :-) I never ever ever was late or OTL or defaulted in any way. My tu fico was 670'ish.
I started with an $800 store version and now have a $15,000 Discover version :-)

Just stay on the right track! And please don't waste a hp re-applying for the Discover version lol I did, and I regret it. :-/

yeah.. I had the Walmart card since 2008....got the invitation to apply in Feb 2013!! upgraded and doubled my limit from 1.7k to 4k... 

Total Overall Credit Limit- $325k
Message 9 of 12
Frequent Contributor

Re: From Plain Ole Walmart ----------> Discover Walmart.....

just a general question....Do they ever offer the upgrade to the Discover when requesting a CLI? or it's only at the time the Computers scan your account specifically for the upgrade? 

My Current Active Line Up

Message 10 of 12