Funny way to get a JCP CLI!

[EmpressLuv]

Second time in 2 weeks or so that my JCP account has been compromised. Whoever this loser is has been adding themselves as an authorised user on my account and changing my telephone numbers.  This morning got an email saying that my userid has been requested, of course I am like not this crap again...go to login into my account I seeing that my phone number has been changed again...sigh....so i call my husband and goes wow I guess JCP felt sorry for me and gave me 2000 more..my limit was 900. So I called in to say that i didnt request no user id and i think my account has been compromised once again, only to find out that the person even requested a credit limit increase...(that is scary, cause this person has a little too much information on me)....

I was told by the rep that their changed the address again but JCP deleted it one time and also added themselves as an authorised user that was deleted too.  It is just so scary that people wake up from their beds just to commit fraud..looks like they tried to charge the card too cause there was $1.00 charge pending..sigh...

On the bright side I did get a credit limit increase....hopefully they don't take it back lol.

[Anonymous]

This is way too scary!

[EmpressLuv]

Scary is not the word...this person accessed 6 cards of mine..i am beyond paranoia right now and double checking everything and changing passwords.  I have since placed a freeze on all credit reports and all accounts have passcodes on it..I just don't know what to do again. 

[coldnmn]

Congrats on the CLI! Very scary! Thanks for sharing.

[CreditMagic7]

Strange happenings for sure.

Congrats!

[CreditPlay]

This isnt funny. Congrats on your cli though!

[EmpressLuv]

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@CreditPlay wrote:

This isnt funny. Congrats on your cli though!

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Trust me it is not funny in a laughing way...it is scary to me and have me very paranoid...but i am at the point that what more can i do.  I am at the point of just shutting down all my cards. 

[rbon]

Are they changing to same phone or address each time? Perhaps if they are stupid enough to put their own address or phone, you can put that info on the police report for them and the cops can track them down.

[EmpressLuv]

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@rbon wrote:
Are they changing to same phone or address each time? Perhaps if they are stupid enough to put their own address or phone, you can put that info on the police report for them and the cops can track them down.

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Yes they are...but i am wondering if that is even valid..i just got an alert from transunion that someone with a different address tried to open a fingerhut account...sigh i am frustrated.

[CreditPlay]

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@EmpressLuv wrote:

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@rbon wrote:
Are they changing to same phone or address each time? Perhaps if they are stupid enough to put their own address or phone, you can put that info on the police report for them and the cops can track them down.

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Yes they are...but i am wondering if that is even valid..i just got an alert from transunion that someone with a different address tried to open a fingerhut account...sigh i am frustrated.

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This is too much now, you gotta freeze your creditreports , set fraud alerts. Also check if you can file a police report to track that loser down with that address/phone may be the ip from which your account is getting updated.