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Established Member
Posts: 22
Registered: ‎12-07-2011
0

GE/OLD NAVY CARD APPROVE

 I shop at old navy a lot. I applied last November before ThanksGiving and was declined and even called the back door number. I even argue with

the customer service about it as I'm trying to find out the credit score they required.

 

As I was shopping yesterday the lady told me if I'm interested on applying credit card as she saw me with a lot of clothes in my hand..

When I got to the counter I told the lady I'm interested on applying the card again. I may not get approve but I wanna try anyway. 

It was a while before they can process my account but I'm soooo happy that I was able to get approve...

 

What can I say I have 3 girls so I have to give all 3 few clothes.. Those $5.00 dollars shirts went from $3.00 dollars only clothes.

Then those little sweaters went from $7.50 sweaters to $5.06 sweaters.. Then I bought a thick sweater which
 lands from $20.00 dollars to $14.00 something.. And I only spend less than $55dollars and this includes few shirts from my nephew.


Starting Score FICO SCORE 8: Equifax 605, TU 609, Experian 620, Bankruptcy November 9, 2011 (Discharge Date)
Rebuilding. In my wallet CAP1 @ $300 now $500 after 6 months, Cap1 @ $300, Synchrony/Old Navy, Walmart @ $200 Auto loan - $25K @ $490/month, school loan $20K, 4 hard inquiry
Goal Score: 700



Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: GE/OLD NAVY CARD APPROVE

Congrats on your approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: GE/OLD NAVY CARD APPROVE

What does your credit profile looking like and what's your limit?

 

Congrats on the approval tho!

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Member
Posts: 22
Registered: ‎12-07-2011
0

Re: GE/OLD NAVY CARD APPROVE

Thank you. I filed bankrupty on 11/2011 and I think my credit went up to 598 now FICO score. I applied on an auto loan last November. so far not that much changed for the past 12 months but few little credit cards of $300.00 limit


Starting Score FICO SCORE 8: Equifax 605, TU 609, Experian 620, Bankruptcy November 9, 2011 (Discharge Date)
Rebuilding. In my wallet CAP1 @ $300 now $500 after 6 months, Cap1 @ $300, Synchrony/Old Navy, Walmart @ $200 Auto loan - $25K @ $490/month, school loan $20K, 4 hard inquiry
Goal Score: 700



New Visitor
Posts: 249
Registered: ‎10-03-2009
0

Re: GE/OLD NAVY CARD APPROVE

Congrats to you!

 

Did you IIB any GE cards? 

MCU $500 I Capital One $750 I Starting Score 07/2016: TU 619 I EX 631 I EQ 592 I Current Score: Same I Goal Score:660

Established Member
Posts: 22
Registered: ‎12-07-2011
0

Re: GE/OLD NAVY CARD APPROVE

No. This is my first card with GE ever

Starting Score FICO SCORE 8: Equifax 605, TU 609, Experian 620, Bankruptcy November 9, 2011 (Discharge Date)
Rebuilding. In my wallet CAP1 @ $300 now $500 after 6 months, Cap1 @ $300, Synchrony/Old Navy, Walmart @ $200 Auto loan - $25K @ $490/month, school loan $20K, 4 hard inquiry
Goal Score: 700



Highlighted
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: GE/OLD NAVY CARD APPROVE

Congrat! GE is a great bank


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: GE/OLD NAVY CARD APPROVE

I agree .GE is magic bank and is my bank lolz

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: GE/OLD NAVY CARD APPROVE

That's good. Took me awhile over 600 Fico to get them

You'll love the card. They have deals for card members like I think 15.00 off now and you also get rewards points

I just got the Visa upgrade and they gave me a 30.00 dollar certificate

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K

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